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Brad Lynch
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Expert Foresight: Mortgage Rates in 2025

By Brad Lynch on February 11, 2025 Leave a Comment

Will Mortgage Rates Drop in 2025 As a mortgage loan originator I regularly sit through meetings, read blogs, digest national economic media and talk with industry peers.  Those conversations … [Read more...]

Filed Under: Interest Rates, Mortgage Loans Tagged With: #ymgfl, 2025 interest rates, Flower Mound Mortgage, Interest Rates, Mortgage Rates, rate forecast, rate predictions, rates in 2025

The 5 Most Important First Time Buyers Tips & Facts

By Brad Lynch on April 22, 2024 1 Comment

Having access to first time buyer programs is not necessarily an advantage, although it does give you additional options that non-first time buyers do not have.  If you are looking to buy your … [Read more...]

Filed Under: Down Payment Assistance, First Time Buyers, Mortgage Loans Tagged With: credit score, Down Payment Assistance, First time homebuyers, Flower Mound Mortgage, Flower Mound Real Estate, Home Buying process, Homeownership journey, Loan programs, making homeownership possible, mortgage qualification, Mortgage Rates, mortgage tips, Real estate market, tsahc

Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

By Brad Lynch on April 9, 2024 Leave a Comment

Are you about to be a  single parent needing to refinance your home after divorce?  Many divorce decrees state the a house must be refinanced within a certain amount of time after the … [Read more...]

Filed Under: divorce, Flower Mound Mortgage, Refinance Tagged With: #ymgfl, certified divorce lending professional, child support income, common mistakes during divorce, divorce, divorce lending specialist, Flower Mound Mortgage, refinance after divorce, your mortgage guy for life

Unlocking the Obvious Secret: Why Some Homes Sell Faster

By Brad Lynch on April 3, 2024 Leave a Comment

Are you considering selling your home in Texas? If so, it is important you know that the real estate market can vary significantly from one area to another. Some homes seem to fly off the market … [Read more...]

Filed Under: Flower Mound Mortgage, Flower Mound Real-Estate Tagged With: #ymgfl, average days on market flower mound, average days on market texas, find a realtor, Flower Mound Mortgage, Flower Mound Real Estate, list my home, Texas Mortgage, texas real estate, your mortgage guy for life

Understanding the Nuances: Mortgage Prequalification vs. Mortgage Preapproval

By Brad Lynch on February 26, 2024 1 Comment

In the exciting journey of purchasing a home, navigating the terminology and processes involved can feel like diving into a sea of jargon. Two terms often encountered in this realm are "mortgage … [Read more...]

Filed Under: First Time Buyers, Mortgage Loans Tagged With: first time buyer, Flower Mound Mortgage, get preapproved, mortgage tips, preapproval, prequalification, prequalification vs preapproval, your mortgage guy for life

Bridge Loan Alternative Mortgage Option

By Brad Lynch on June 8, 2021 Leave a Comment

Bridge Loan Alternative

Home Listings vs Home buyers The Texas Real Estate market is as crazy as I have seen it in the near 20 years I have been helping families with the financing of their homes. In 2020 and 2021, home … [Read more...]

Filed Under: Mortgage Loans Tagged With: #ymgfl, bridge loan, flower mound bridge loan, Flower Mound Mortgage, mortgage, Real Estate, texas bridge loan, Texas Mortgage

Winning in Multiple Offer Situations

By Brad Lynch on November 14, 2018 Leave a Comment

How to win in multiple offer situations when buying a house? Build a Super Bowl Winning Real Estate and Mortgage Team  When a house is priced right in this market, and the house has all the … [Read more...]

Filed Under: Flower Mound Real-Estate Tagged With: best lender, best realtor, Flower Mound Homes, flower mound lender, Flower Mound Mortgage, flower mound realtor, how to win multiple offers, multiple offer situation, win multiple offers

Purchasing A Home After Divorce

By Brad Lynch on April 11, 2018 Leave a Comment

As an active loan officer in Texas now for over 13 years, and divorce lending being a major component of my business, the divorce as it relates to the home, house title, and the mortgage really … [Read more...]

Filed Under: divorce, Mortgage Loans, Owelty Tagged With: divorce, divorce and my home, divorce mortgage, Divorce Owelty, divorce refinance, equity buyout, Flower Mound Mortgage, home purchase after divorce, owelty, owelty refinance, texas owelty

Flower Mound & Lewisville FHA Facts

By Brad Lynch on March 7, 2018 1 Comment

Flower Mound and Lewisville Home Buyers:  When to go FHA? Many of the home buyers I work with in Flower Mound and Lewisville ask a very similar question, "When is the right time to use FHA when … [Read more...]

Filed Under: Mortgage Loans Tagged With: 3.5% down payment, 3% DOWN PAYMENT, conventional 3% down payment, conventional vs fha, flower mound FHA, Flower Mound Mortgage, lewisville fha, lewisville mortgage

Mortgage Loan Limit Changes 2018

By Brad Lynch on January 2, 2018 Leave a Comment

Conforming Loan Limits Effecting Mortgages in 2018 In the Dallas Fort Worth and surrounding cities, the new loan limits for single family 1 unit homes will go up to $453,100.  Starting Jan 1, … [Read more...]

Filed Under: Mortgage Loans Tagged With: conforming changes 2018, conforming loan limits, conventional maximum loan, flower mound jumbo mortgage, Flower Mound Mortgage, jumbo financing, jumbo lender, jumbo loan, jumbo mortgage, loan amount changes 2018

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Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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