It is important to know that transferring the VA appraisal to another lender after the appraisal was completed is very simple. A VA buyer may start the process with one lender and run into … [Read more...]
Divorce and Your Property
Divorce and your property is a common focus in our industry. When someone is getting a divorce and they find me, the questions remain the same. How do I remove my spouse from the property … [Read more...]
Most Common Mistake During Divorce Mortgage
Most Common Mistake a Post Divorce Mortgage There are about 5 or so mistakes I see commonly in post divorce mortgage lending while working with spouses after they have gone through a divorce, but the … [Read more...]
Appraisal Waiver For Purchase or Refinance
What is an appraisal waiver? Are you buying a house, or maybe even refinancing a house and a friend or Realtor has mentioned the use of an appraisal waiver? It is also referenced as a Property … [Read more...]
Bridge Loan Alternative Mortgage Option
Home Listings vs Home buyers The Texas Real Estate market is as crazy as I have seen it in the near 20 years I have been helping families with the financing of their homes. In 2020 and 2021, home … [Read more...]
Calculating Equity Division In Divorce
Equity is calculated by subtracting your mortgage balance from your appraised value. To calculate your equity then, you have to know what your current balance of your mortgage is, and what your … [Read more...]
Maximum Loan Limits
FHA Conventional and VA Home Loan Limits Starting the new year off in 2019, we now have new higher maximum loan limits in the mortgage industry. FHA Loan Limit The maximum FHA loan you … [Read more...]
Winning in Multiple Offer Situations
How to win in multiple offer situations when buying a house? Build a Super Bowl Winning Real Estate and Mortgage Team When a house is priced right in this market, and the house has all the … [Read more...]
Owelty Loan – Avoiding the Trap
Trapped Out of Owelty Refinance Options The right divorce attorney SHOULD problem solve you through this part before they finalize your divorce decree to protect you from being trapped into an option … [Read more...]
Purchasing A Home After Divorce
As an active loan officer in Texas now for over 13 years, and divorce lending being a major component of my business, the divorce as it relates to the home, house title, and the mortgage really … [Read more...]
