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Helping Families Find Home Loans
Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.
Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.
Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTāS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTāS WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.
Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.
admin says
I have been in the mortgage business for 30 years and have worked with a lot of Loan Officers. Brad has been one of the best I have worked with. He is honest, caring, knowledgeable and goes above and beyond for his client. If someone asked me for a referral for a good loan officer, I would refer them to Brad. He is the best!
Thanks, Mary
Hi Brad,
Thanks for all your help in getting into a new home back in 2004, now that I’ve finally had a chance to educate myself on the finer points of mortgages and all of the various combinations, I’m so glad I worked with you to help me get through these otherwise confusing details. You helped me avoid a few pitfalls that would have cost me more in the long run, and I’m well on my way to owning my own place. Thanks for your honest, straight forward approach and best wishes for the future!
Chris
Brad Lynch at Service First Mortgage got me a great low rate on my investment property refinance. He is very professional and knowledgable of the mortgage industry. I felt comfortable working with him and giving him complete control of my refinance process. I will use Brad in the future for any of my home or business mortgage needs.
November 07, 2007 by Scott in Azle, TX
Brad Lynch at Service First Mortgage is a real pleasure to work with. He is confident in his ability to get you the very best mortgage loan for your situation at the very best interest rate possible. I highly recommend them.
October 25, 2007 by Infinite Prosperity Group, LLC
Ken – Brad is a very sharp mortgage professional. He knows what is going on in the industry and will help you make an informed decision about the right loan for you.
Dear Brad,
I’ve written this recommendation of your work to share with other LinkedIn users.
Details of the Recommendation:
“Brad is an excelent mortgage consultant. When working with Brad it is easy to tell that the clients interests are his main focus. I would use Brad myself and will be referring many clients to him in the future.”
Bryan (Realtor)
Dear Brad,
I’ve written this recommendation of your work to share with other LinkedIn users.
Details of the Recommendation:
“I have had a great experience dealing with Brad. I have been doing business with him for approximately 4 years now and have never had a bad experience. He also helped me in refinancing my own home and it all went through without a hitch.”
Blake Fribourg (owner of Brooke Insurance)
Dear Brad,
I’ve written this recommendation of your work to share with other LinkedIn users.
Details of the Recommendation:
“Awesome Service. . . great rates!”
Thanks, Brian
Brad Lynch and I met a couple of years ago, I have known Brad’s father for 13 years through work, Tony Lynch handles and supplies products to the company I work for. Through the years we have had a great relationship and Tony invited me to go on a fishing trip with he and his son, he thought it would be a great time and being that brad and I were the same age and had similar values, that we would all have a great time together. Not long after the great fishing trip, my wife and I decided to refinance our house, my wife had been talking to a patient of hers that owned a mortgage company in the area, I talked to him but was a little uneasy and remembered Brad was in the mortgage business, best thing I have ever remembered. Knowing how great Tony was if Brad was half that, he would be great. To shorten this up as soon as my wife met Brad she said we should use him for our loan, the process was by far the easiest loan I have ever done, the interest rate was around a point lower than the other company. Sense then we have refinanced our rent house and purchased another house with with my in laws and Brad did the loan on it of coarse. Brad and I have become great friends and I tell everyone about him and how he conducts business, when it comes to the mortgage business I believe Brad even surpasses his father with his work ethics and integrity, and those are very large shoes to fill.
Keith
My wife and I were looking for a home in Dallas and then had our plans interrupted only to pick them up 8 months later in Austin.
Not only did Brad pick up exactly where we left off, he remembered my last name without missing a beat. I had been told what a nightmare the entire home buying process was but he worked with us and my agent and the entire transaction was incredibly easy/painless. We got a great rate on the loan we wanted and are really happy in our home. I would recommend him to anyone looking for a mortgage. He’s great.
James
As the housing crisis began to show signs of deepening, we realized there would never be a better opportunity for us to own a home. We found Brad through referral from a friend, and we are pleased to have found a man guided by solid principles with an outstanding grasp of the industry and a client centered approach. Brad remained rock-solid through our 3 month ordeal from offer to closing, keeping us informed at every turn. Without his constant attention, excellent communications and willingness to go above and beyond in pursuit of a goal, our dream would have surely gone unfulfilled. The world needs more people with the sound ethics and integrity we found so evident in Brad Lynch.
Yosef & Deborah In the current economy, when loans are hard to find, Brad found financing for me and at a very reasonable price. He worked with me every step and found creative solutions to the hurdles I encountered along the way and never failed to communicate status updates immediately. I will come to Brad the next time I search for financing.
Mark
By Tina
In April of 2007, my hero, my father and mentor was diagnosed with terminal myeloma at the young age of 59. When the pillar of your family is struck down it is truly devastating in so many ways. I immediately went to Nebraska to see him and assess what I could do to help. My father owned a masonry contracting business [for over 30 years] and my brother had been groomed to take it over. However, he was not ready and when Dad went down, he couldn’t take it emotionally. So the business was in disarray and backlogged. My husband agreed that I should leave the kids enrolled and come and go as much as possible to help. I spent a few weeks in both states and traveling a great deal. That time was extremely difficult as my husband was an alcoholic and it caused me a great deal of stress knowing that the children were not being cared for in a manner that I would have done. I was rolling the dice everyday that all would be OK so I could be there to help Mom and Dad. My desire to help my family was more than my husband could handle so he filed for divorce. The children struggled so badly with the divorce that we decided to “duplex” the house so that they could adjust with access to us both and I could continue to work in Texas as well as remotely and traveling for Dad. Living in a home with the ex spouse is ridiculously bad enough but his drinking made it nearly unbearable. Dad continued to decline and by May of 2008, he required two people to assist him with all daily activity. The children and I moved in with Mom & Dad so we could keep Dad in the home that he and Mom built together until his passing. Watching the “superman” he was become so helpless physically was heartbreaking for everyone. Literally spending months watching him struggle for life was so sad.
Beginning in August 2008, my ex husband started legal battles to force us to return to Texas dispite my father’s condition. So we were dealing remotely with attorneys from Dad’s hospital room while trying to run the business without the “magic” which was Dad. We lost Dad December 4, 2008. It was truly, and continues to be, the most difficult experience I can imagine. We decided to close the business and return to Texas to stop the legal battles and build a future where I could provide income for Mom and potentially a home she could move to if she needed to. My children had spent over a year and a half in limbo and emotionally trauma. They had been through so much although willingly to help Grandpa. I wanted this to be the last move, a positive move and it to be “theirs”. They needed a home and a permanent one. With the last two years of employment being half time in Texas and mostly volunteer in Nebraska, getting me approved for a home loan would take a miracle. Given that I was a homemaker for years prior to the divorce and that the economy was crumbling due to bad home loans, I thought it would be impossible. My realtor, Betty Magee, told me to go to Brad and he would find a way to get it done. I couldn’t believe it, and the road was very challenging, but Brad found a way to get me approved for the home and my children are happier and healthier now than they have been in 7 years.
We have our home and we have started a new life. One that is positive and healthy and my children will become the strong adults that we will need in the future. I can’t say enough that the worst two years of my life came to an end when Brad got us into our home.
Thank you.
Brad Test says
Testimonial w/out a website. š
admin says
We had a great experience working with Brad. He got us a great rate on our mortgage. Also, he was quick to respond to any questions that we had. We appreciated being referred to him, and will refer him any chance we get.
Thank you,
Keri and Ronald
Austin says
I had a great experience working with Brad. As a first time home buyer I had a lot of questions and concerns, Brad was forthcoming & knowledgeable in answering and relieving these issues. Brad followed through and not only handled parts involving the mortgage, but would pick up the ball and run with it after it was dropped by another party. His flexibility and thoroughness prevented the Mortgage process from ever causing any delays or discomforts.
Thanks again Brad,
Austin
MIke and Tamara Haley says
This experience was my second time buying a home. It is always a nervous situation, but Brad made it easy and our experience was the best. When I hear stories of how people struggle to get their loan and paperwork processed, I am shocked. I had no such difficulties and closing was on time and complete with no surprises. With Brad Lynch in your corner, things get done so you can get on with your life without worrying.
Mike and Toma
Brian says
During this time of economic uncertainty and against a backdrop of broad public distrust in financial institutions, the cautious, calculated, and methodical approach that Brad Lynch brings to the mortgage game is both reassuring and refreshing. He displays an impressive command of the most recent regulatory changes and negotiates the mercurial financial markets with ease while he educates potential borrowers about the pitfalls and the promise of their mortgage prospects. Having worked with Brad on several occasions, I do not hesitate when I say that he treats every borrower like a member of his own family and leaves every client with the feeling that to ālock-inā to a rate with him is to ālock-inā to a āmortgage guy for life.ā I strongly urge you to secure the services of Brad Lynch on your next mortgage makeover.
– Brian in Arlington, TX
Christine says
As first time home buyers Brad made this an easy and wonderful experience. Any question I had he was quick to answer and always did a great job making us understand. I would refer Brad to anyone who was looking for a great person to lead in the loan process of buying a home. He made sure everything came through quickly and correctly everytime! Thank you Brad for a great experience!!
Scott says
I turned to Brad Lynch again when an investment opportunity knocked on my door. This time, the deal was going to be a little tricky. I was buying a house from my in-laws. They owned the house next door to them and the grandma and grandpa currently reside in the house. They needed to sell but could not risk selling to just anyone and having the family members evicted for anything less than a good reason. After working thru several options with Brad, we settled on the best route for all parties involved. I trust Brad to deal with my in-laws and to keep them informed and aware of what is going on. Brad helped me out the day before the closing by working his magic and getting a last minute “situation” under control. Brad is a true professional in the business. Calm, courteous, knowledgeable, and attentive are just a few word that describe the personal service he gives to each and every client. Not to mention, one snappy dresser. Thanks again Brad.
Gerard and Rizelle says
Since this is our second time buying a house, we initially thought that it will just be a breeze. The experience and know how gained from the first surely helps and with that comes kind of fail proof sense of decision making. You now have this expanded idea of what you need in your house, the customizations that you’ll render to make it much more different from the first place you have and of course a much more detailed research into which lender to choose. You think you know it all, well that’s what we thought at first.
Six months prior to our house completion, we looked for different lenders that will give us the best rate for a long term lock. The time then was ripe and lower interest rates were aplenty and the possibility of these rates rising in the next 3 to 5 months made us decide to lock in early. The company that we got then offered us a float down towards the end of the lock-in period. This we thought was the best and it was indeed promising. Regularly, the lender gave us different estimate scenarios based on prevailing rates at that time. We thought that we got the best deal or so we thought? A month prior to closing, the rate floated down and with it a newer estimate. We were told that the estimate sheet we got will closely resemble what it will look like come closing time. Overall, the changes reflected the rate decrease since the first time we locked and again that was good. But, a couple of days after, we got a new estimate and this time it showed fees that were just absurd and so different from what we had before. Worse, they seem can’t explain why such exorbitant fees need to be there and the basis for it. Several hundred dollars difference matters but it is understandable but several thousand dollars is just a different story. Called up our real estate agents, Jim and Dee Hays in order to enlighten us on said fees and we were so thankful to have such very helpful people doing the research on behalf of someone else’s work.
Finally, they told us to consult Brad. That was about 17 days prior to our closing date. We were only expecting some advice and explanation, one which the other lender failed to give us. We know that if we change to a different lender then, we will surely miss on our closing date and everything else will be affected. We already sent move out notices to our apartment and storage and thus extending those dates are something close to impossible. Honestly, we were resigned to the reality that the second time around buying is bitter than the first. The moment we talked to this gentleman, our whole “conservative” perspective changed. We just jumped ship outright! Brad made it looked so simple and explained everything in detail. There was some hesitation at first especially with the time we are at prior to closing. But, in a couple of hours, Brad and his team was able to get all the necessary information and process them diligently compared to almost weeks it took for our former lender to do so. We knew we got the perfect person to help us out. It’s just unfathomable on how fast they secured me a loan in a matter of two weeks. That they almost started from scratch since the other lender was kind of lackadaisical for the almost five months we were with them was just AWESOME. Others may think that we are overreacting but for us to get to this point in such a short time with more stringent loan requirements is in fact incredible. And, we closed on the originally scheduled date. How we wished we had Brad and his team at the onset…It was such a blessing knowing and working with them (“like manna from heaven”) TWO WEEKS LOAN PROCESSING AND APPROVAL….WOW!!! call us crazy but we are so happy for how he helped us make our almost “shaky” dream a reality!!
For a perfect team in home buying:
BRAD LYNCH – mortgage loan guru
JIM and DEE HAYS – real estate gurus…
Dan and Meryline says
We didn’t have a stellar credit score and a downpayment of no more than 5%. We also had a bad financial decision in the past that was recorded in the credit report. We also had a mortgage application that was turned down last Jan. 14, 2011. We felt really hopeless in getting a financing to purchase a house. But the seller’s realtor convinced us to see Brad Lynch. So on Jan. 18, we met Brad Lynch and submitted to him our mortgage application. After about one hour working on our application using his laptop computer, Brad told us that he might be able to get us a loan approval. On Jan. 26, 2011, we had the closing for the purchase of our house.
For us, Brad is like a miracle worker. He is so knowledgeable and knows the ins and outs of the mortgage business. There is only one Loan Officer for us from now on and I will not hesitate to refer Brad to anyone who needs a mortgage.
Thank You Brad for helping us get a home loan.
Dan & Meryline
Joy Zappe says
This was my second home that I purchased and was given Brad’s name through my Remax agents Jim and Dee Hays. Brad worked around my schedule which is more hectic than most people and I very much appreciated him for that. Brad also saved me about $4,000 when it came to closing so “WAHOO” for that! Thank you again Brad I appreciate your dedication to your field.
Pedz and Anne says
As first time home buyers, we were a bit skeptical about the whole process. We thought that the process would be complicated and drawn out. We had heard many horror stories about all the problems that people go through when trying to purchase a home and about how long it takes to find your dream home. Not to mention the financial aspect of the whole process!
We were referred to Brad by friends… and we are very glad we took their recommendation.
Everything from getting pre-approved to signing was very do-able, dare I say easy?!
We found the house we love and everything after that fell into place. Brad answered our questions every step of the way… even when we asked the same questions over and over again.
He sat down with us a explained every penny we were signing away and even found us the BEST rate possible!
If you have any doubts about working with Brad, all you need to do is meet him once and have him explain the whole process to you. He will definitely put your minds at ease!
We cannot stress how much we LOVED working with Brad. He took the shock out of making the largest purchase of our lives and made the whole process fun.
Nathan&KaleyLockaby says
WOW! is all we can say about Brad. We are a young, newly married couple who knew very little about the home buying process. We had heard many horror stories from friends and family about the issues and trouble that they ran into during their experience, so we were expecting this to be a stressful and long process. HOWEVER, once we met Brad we felt completely at ease. He worked very hard to make sure that we understood what was going on and never seemed annoyed by our never-ending questions. Everything went so smoothly that when Brad called and said it’s closing time we both looked at each other and said, “That’s it?” haha! Brad made buying a home as easy as buying a loaf of bread. Well, almost! We so appreciate everything that Brad did for us during our home buying experience and we will never use anyone else.
THANK YOU THANK YOU THANK YOU, BRAD! We love our new home!
Nathan & Kaley
Brian says
I bought my home 2 years out of college back in 2004. I had no idea what I was doing. Looking back, I can’t remember who referred me to him, but Brad was exactly what I needed. I am an accountant, so I am the type of person that needs to know what every penny is for, where it comes from and how it is calculated. Brad was there for me every step of the way. He did not get tired of my numerous (I can now say ridiculous amount of) calls about every little thing. Most people, including myself, probably would have told me to relax and stop calling. Not Brad. He just kept answering question after question.
About a year or so ago, I decided to refinance, and while there were not as many questions, there were still some and again, Brad was great. He was always quick to respond to every question, comment, or concern.
Other than his patience, one thing I like about working with Brad is the fact that he actually talks to you. Nowadays, so many people rely only on e-mail. With something as big as a mortgage, it is great to have someone that you know you can call and talk to instead of having an electronic back and forth that could take 2 days what a simple 10 min conversation can take care of.
Lastly, I have to say it is great to work with someone who seems to really enjoy what he does. I have no idea where his energy comes from, but I have never called or met up with him when he wasn’t full of energy. This is really helpful when you are halfway through that enormous stack of paper and your hand is cramping from the 200 signatures you have already done.
I have and will continue to refer Brad to anyone looking for a mortgage because you get more than just a mortgage, you get a “Mortgage Guy For Life”
-Brian in Addison
Rick says
I have been through the mortgage process and refinance process in the past and never has it been easier than with Brad. If you want honesty, integrity, someone who will actually talk to you, who will understand your situation and explain things to you until you are comfortable Brad is your guy. I was in a bit of a bad situation and needed to pull equity out of the house for a divorce. This isn’t very easy to do nowadays and I found there is something called an OWELTY (sp?) loan in Texas that was made specifically for this. Brad was one of the few I talked to that knew anything about this and was very knowledgable about it. He was straightforward the entire way with me. Personable. Honest. He makes you feel important which, when you are in a mortgage process, is what you really need. He showed up at my closing to answer any last minute questions and to make sure I was comfortable. I would highly recommend Brad to anyone. This type of service is a thing you don’t get very often nowadays. You can’t go wrong with this guy.
Miko says
This was my first time going through the housing/closing process as this was our first home. Brad made it extremely easy to understand what needed to be done and what documents I was exactly signing, as it was termed I was signing my life away!! š It was a great, smooth, fun and very exciting process and Brad was so patient with all our questions along the way. He was a pleasure to work with and I will definitely be referring him to any of my friends in the future!!! Brad, we would like to thank you so very much for all of your help and ambition to help us get closed on time and get us the best possible rate we could get for our mortgage!!! Thanks again, so much!! š
Cassandra says
This was our first refi process and Brad walked us through it with so much patience and made us feel very comfortable. He always had an answer and was very honest with all our options. He kept his word and went above and beyond our expectations. He is our mortgage guy for life and we highly recommend him. If you want someone who has your best interest at heart, then definetly call Brad.
Gerry Butler says
Hi Brad,
I just want to start by saying I am so sorry for getting around to this.
I want to let everyone know that Brad is a man of his word and works his butt off for you.
I was recently divorced and I got the house in the divorce. I needed to refinance the mortgage, Home equity line of credit, and an Owelty lien. I live in Houston and I was trying to get all of the above mentioned into one refinance. Everyone I met with here in houston and others like Lending Tree said they could do this no problem. However they did not understand the the Texas laws regarding Owelty Leins. So after multiple attempts that failed to go through I found Brad on an internet search.
Brad was the first person that made me feel comfortable and was the most knowledgable with Owelty. He was there for me with any questions/and concerns I had. He was also honest with me in every step of the process.
It was a long frustrating process to complete my refinance but in the end due to Bradās hard work it was completed.
He is definately my mortgage guy for life now!!! Thanks Brad for everything
Gerry
From Houston
Paul says
I wholeheartedly recommend Brad for your mortgage needs.
We decided that the time was right for us to refinance, so I started with my existing mortgage company, assuming that this would be the easiest way to go. Much to my surprise they offered me an uncompetitive interest rate and high fees. Plus, I didn’t feel like someone who had been a loyal customer for ten years.
Someone at work recommended Brad to me, and from my initial inquiry on, Brad was very responsive and answered all my questions promptly (and there were a lot of questions).
Not only did Brad get us a great rate, he made the process so fast and painless that I still can’t believe how easy it was. We’ll definitely be in touch with Brad the next time we have a mortgage need.
Mike says
Brad was recommended to my wife and I by our realtor. The notion that word of mouth is the best advertising was certainly the case here. Brad is incredible. I had several hurdles to overcome, but he guided me every step of the way. The most important attribute about Brad though is his honesty. He will tell you like it is, in a professional and caring way. Buying a house isn’t the easiest process in the world, and as we all know, carries its share of ups and downs. But to be able to get honest, straighforward answers was the biggest relief.
Brad helped my wife and I through the process of buying the house we have always wanted while saving a ton along the way. I will always recommend him when I hear someone needs a dependable, honest mortgage guy. He is indeed our “mortgage guy for life”.
Brett Steward says
I just completed my second refinance with Brad. I think the best thing I can say about the experience is that he makes it easy. Thanks Brad.
Ken says
There are a multitude of lenders and loan officers out there that want your business.
So why work with Brad Lynch?
Because:
Heās very Professional, quick response to emails, and always on top of things. I highly recommend Brad. He’s a great guy and even better mortgage broker.
Most importantly 1) He is always available (he always either answered my call or returned the call within āminutesā. 2) He over-discloses everything. I mention that because I talked to many other mortgage brokers before Brad, and they all withheld important information that Brad disclosed. He got me the BEST RATE and LOWEST FEES as I demanded. I assure anyone deciding whether or not to choose Brad should do so with my guarantee that he will deliver.
Andrew Klein says
Brad was highly reccomended by our agent, and he didn’t disappoint. Everything went smoothly, my wife and I felt confident in his work and trusted him with the largest purchase of our lives! He didn’t blink when we told him that we needed to move our closing up by 5 days, he just made it happen. We closed on time with no issues.
Brad is knowledgable, experienced and also a really nice guy. This is our first mortgage for our first home, many of our friends will soon be looking for homes also, I will not hesitate to reccomended Brad.
Thanks Again, Our Mortgage Guy for Life!
Tiffany Harrop says
Brad,
Words cannot describe how grateful we are to you. Being able to complete our mortgage process and close out our loan in less than 30 days was a miracle! For the first 45 days of our mortgage process with a different lender was a nightmare to say the least, both Chad and I were constantly confused and left in the dark. Once we had to restart our process with you we felt like your only clients and you took time to answer all of our questions and lead us through the process, which is very important for first time home buyers like ourselves.
We will refer as many people as possible to you, you were amazing.
Thank you so much for helping get our family into our first home.
Chad, Tiffany, Liam, and Lilian Harrop
Kevin Wiemann says
I didn’t know at the time just how fortunate I was, that my real estate agent recommended Brad Lynch.
Although I was a first home buyer with meager means, Brad explained everything with a patience and respect that made me feel like a preferred customer.
In no time at all, and with a truly great rate,.. I’M IN A HOUSE!
Thanks for making it easy Brad!
Kevin – in Little Elm
Gerald Alexander says
Brad,
You are definitely my āmortgage guy for lifeā. I appreciate your professionalism and your genuine concern for me as a customer. The mortgage process was stress-free and most importantly I received a phenomenal rate.
To anyone looking for an exceptional loan officer, I highly recommend Brad without hesitation. Heās awesome!
Jacques says
I really appreciate working with Brad. I refinanced already twice with him, 3 years ago and last month.
On both occasions, he was very friendly, helpful and he tried hard to get my business. Even though the rates he gave me at first were not the best out there, he fought and match that offer. Given my previous excellent experience with him, I trusted him to watch out for my interests and I went with him. I was not disappointed again. Even though my situation was a little unique and I changed my out-of-pocket closing cost 2 days before closing, he still managed to deliver.
So I highly recommend Brad without hesitation.
Allan Morrison says
**First Time Home Buyers**
My wife and I recently purchased our first home, and being new to the game, needed some “hand-holding.” Brad was extremely knowledgeable and eager to help out it any way throughout the process.
I especially appreciated Brad taking time to explain elements of the mortgage process in detail so that I was confident in the decisions I was making and aware of potential hiccups before they happened.
I would confidently recommend Brad to anyone looking for a trusted adviser to help navigate the mortgage process.
James says
Going through a divorce is hard enough….so having someone like Brad who knew the ins and outs of refinancing joint mortgages and paying off equity to a former spouse was a great help!
I learned so much from Brad’s website about the whole Owelty Financing process before I made my first contact with him. After speaking to him it made my choice of a mortgage broker clear.
When I closed on my loan my closing agent told me that though they deal with lots of divorces, they don’t see Owetly refinancing that often. My agent said they are a great tool to divide property, but lots of mortgage brokers don’t seem to know much about them….NOT BRAD.
Thanks for the great service!
Lindsay Puffer says
After trying to refi for the last four years and having obstacle after obstacle thrown at me, I finally was introduced to Brad. He was the first one to actually talk to me longer than a minute about what was going on with my situation and had confidence that he could make something happen. I ofcourse was still cautiously optimistic having learned from previous experiences that I wasn’t going to get far. That was short lived. He proved quickly that he was the guy for the job and could get things done. The process was very fast and painless! I will be quick to call him when it’s time to sell my house! Thanks for everything Brad!
Stephanie says
Dear Brad,
Thank you so much for all your help in buying my first home. You were always there to answer all my questions no matter what time it was. I know that you had my best interests at hand at all times. I am so glad Tiffany referred me to you! I will continue to recommend you to everyone! You made the process so easy compared to what I have heard from others with other lenders. You were amazing!!!!! Thank you for making my dream come true!!!
Stephanie
Doug and Sherry Frenette says
Brad,
My wife and I wanted to drop you a quick note to say we sincerely appreciate everything you did to get us through the refinance of our home in Frisco. We love our home and love the neighborhood we live in. We now have one of the lowest interest rates in history on a 30 year loan which saves hundreds each month, thousands each year and well over $100,000 over the course of the loan!!! Can’t thank you enough.
You were able to navigate us through the labyrinth of new requirements, documentation and get us locked in before rates started going up… and they did, just like you predicted. I know you went even further by taking care of additional aspects of the refinance process (such as the rider) which saved us even more money at the closing. That is something I have not seen before; to us it means you do care we get the best service and that is something we won’t forget.
You obviously be our loan officer of choice from this point forward and who we recommend to all our friends and coworkers.
Anthony says
After my first phone conversation with Brad, I knew that he was the mortgage consultant that I would work with. He asked the necessary questions to fully understand my needs and worked hard to find the best mortgage for me. He was always responsive to my questions, whether it was by phone or email. When I finally had an executed contract, we wanted to close on the loan as soon as possible and chose a very aggressive date. Brad and his team delivered. Thanks! I appreciate the hard work that you put in for me. I will definitely refer my family and friends to you and plan to use you the next time I need your services.
Jessica says
I found Brad online from doing a search on “owelty loans.” I have certainly found that most people don’t even know they exist! I decided to email Brad just to see if I could ask him a few questions about that type of loan since he had informational videos about them online. He was willing to answer my questions, and I was pleased to learn that even though I didn’t live in the DFW area (I live in the Austin area), Brad would be able to help process this type of loan. Brad was professional, timely, and knowledgeable. I warned him up front that I would have a lot of questions along the way, and he was always willing to answer them. He was readily available via phone/email/text, which was also appreciated. The entire process went smoothly, and I would highly recommend him to anyone needing help with this type of loan (or any other mortgage needs)!
Carlos says
Brad,
You were such a huge help from the beginning. You were very informative and thorough with the entire process. I really appreciated you being patient with all the questions I had. I am glad everything was done as quickly as possible (even though the seller and the listing agent gave us issues.) Thank you so much for all of your help!
Carlos
Katrina Odell says
Brad. I had faith in you and never doubted for a moment that if it was doable it would get done. You made this process the smoothest we’ve experienced.
I appreciate your patience in explaining the steps and answering any questions we had along the way. I will pass your name/number along to anyone needing mortgage help.
Take care,
Katrina
Kristi M. says
Brad is amazing! He knew exactly what we needed to make buying a house super easy and hassle free! We were going into this with lots of nerves, but Brad was such a great help. He kept me calm and explained everything along the way; which really helped because I was a first time home buyer. As the closing date drew closer my excitement grew and so did Brads. It was so fun knowing how excited he was for us during this time! Thank you for everything Brad!
John Emmele says
Brad is awesome to work with. He made the process of buying our house easy and fast! Definitely would recommend to everyone!
Erik Philipp says
Brad is a great guy and awesome to work with! My wife and I were first time home buyers and he made the process as easy and fast as possible. He found exactly what we needed for our loan and did all of the leg work to make sure the process was completed very quickly. We really appreciate all of his hard work and will recommend him to anyone/everyone we can.
Austin And Laurel Geist says
Brad was working hard for us throughout the entire process. We would highly recommend him! In the end not only did we get our dream home, but we also got a really great friend!
Juan and Jessica Valencia says
Brad is just amazing! My husband and I do not have enough words to thank him for all his patience and kind attentions. He is extremely professional. He addressed every single question that we had and that too in a very timely matter and with great detail. The last house my husband bought was about 15 years ago and for me it was the first time, so I was very nervous about the whole process and the different options out there. I wanted to make sure that we got the best possible rate with the best lender. We are literally blessed that we crossed paths with Brad. We are now living in our dream home and we are in a good financial position. You definetly want to do business with Brad! He went above and beyond to make sure we closed on time and receive the keys to our new home on the day that we needed to.
Brad, if we are ever in a position where we need to refinance or get a new loan, we will for sure contact you again. We will for sure recommend you to our family and friends. A million thanks! Sincerely, Juan and Jessica Valencia
Jarod Farda says
We have recently closed on our newest home with Brad and the process went off without a hitch. My wife and I have used Brad multiple times with our previous home purchases as well as refinances over the years. Many of my own family members have used Brad as well throughout the years and they have all had fantastic experiences. He has always done a superb job in handling our purchasing transactions from start to finish. He is very knowledgeable in the mortgage industry and fights every step of the way to ensure we are receiving the best rates and overall service available.
Once again we are very pleased of the whole process and will undoubtedly be using Brad again for all of our future mortgage needs.
Brad is a dear friend of ours and he is definitely our āMortgage Guy for Lifeāā¦.. we always recommend him to any and every one.
Thanks Brad!