Effective Date: September 21, 2026
Welcome to YourMortgageGuyForLife.com. These Terms of Use govern your use of this website and the services, information, tools, and resources made available through it.
This website is operated by Your Mortgage Guy For Life, LLC, NMLS #2739114. Brad Lynch, RMLO, NMLS #206799, is the owner representative of Your Mortgage Guy For Life, LLC.
By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use this website.
Mortgage Information and Services
The information provided on this website is intended for general informational and educational purposes. Nothing on this website constitutes a commitment to lend, an approval of credit, a guarantee of financing, or a guarantee that you will qualify for any particular loan program, interest rate, loan amount, or terms.
Mortgage programs, interest rates, fees, guidelines, underwriting requirements, and availability can change without notice. Loan approval is subject to lender underwriting, verification of information, property eligibility, appraisal requirements, credit approval, and other applicable conditions.
Examples, estimates, payment illustrations, or other financial information provided on this website are for informational purposes only. Your actual interest rate, payment, closing costs, loan terms, and qualification requirements may differ.
A prequalification or preapproval does not constitute a final loan approval or commitment to lend.
No Financial, Tax, or Legal Advice
Information on this website should not be considered legal, tax, accounting, investment, or financial planning advice.
Mortgage decisions may have significant financial, tax, and legal consequences. You should consult with qualified legal, tax, financial, or other professional advisors when appropriate for your individual circumstances.
Accuracy of Information
Your Mortgage Guy For Life, LLC makes reasonable efforts to provide accurate and current information. However, mortgage programs, regulations, rates, guidelines, and market conditions can change quickly.
We do not warrant that all information on this website will always be complete, accurate, current, or applicable to your particular circumstances.
If you are considering a mortgage transaction, please contact us directly to discuss current loan options and requirements.
Loan Programs and Availability
Loan products described on this website may include conventional, FHA, VA, USDA, jumbo, refinance, home equity, and other mortgage programs.
Not every loan program is available to every borrower or in every location. Eligibility depends on factors that may include credit history, income, employment, assets, debts, property type, occupancy, loan amount, location, and lender guidelines.
Government loan programs are subject to the rules and eligibility requirements of the applicable government agency. Your Mortgage Guy For Life, LLC is not a government agency.
Interest Rates and Loan Terms
Any mortgage rates, payment amounts, or loan terms displayed or discussed on this website are examples unless specifically stated otherwise.
Interest rates and loan terms may change at any time and are not guaranteed until properly locked with the applicable lender according to that lender’s requirements.
Rates and loan terms may also vary based on creditworthiness, loan amount, property type, occupancy, loan-to-value ratio, market conditions, and other factors.
Text Messaging Service Information
By providing your mobile telephone number and opting in through our website or another approved method, you agree to receive SMS text messages from Your Mortgage Guy For Life, LLC regarding your inquiry, mortgage services, important account or application notifications, upcoming meetings or appointments, status updates, requested information, and replies from your mortgage representative.
Participation in our text messaging program is voluntary. Consent to receive text messages is not a condition of purchasing any service, applying for credit, or obtaining a mortgage loan.
Message frequency may vary. You may receive more than five text messages per week, and occasionally more depending on your interaction with us, the status of your mortgage inquiry or application, and the information you request.
Message and data rates may apply.
To opt out, reply STOP to any message. After you opt out, you may receive a confirmation message indicating that you have been unsubscribed. You will no longer receive messages from that messaging program unless you opt in again.
For assistance, reply HELP to any message or contact Your Mortgage Guy For Life, LLC at 469-450-2723.
Wireless carriers are not liable for delayed or undelivered messages.
If you change or deactivate the mobile phone number you provided to us, please notify us or opt out of text messaging before relinquishing that number when reasonably possible.
Your use of our text messaging service is also subject to our Privacy Notice, which explains how we collect, use, and protect personal information.
We do not sell or share SMS opt-in information or consent with third parties for their own marketing or promotional purposes.
Electronic Communications
When you communicate with us electronically, including through website forms, email, or text messaging, you consent to receiving communications from us electronically as permitted by applicable law.
Certain mortgage disclosures or documents may require additional consent before they can be delivered electronically. These Terms of Use do not replace any separate electronic consent or disclosure that may be required as part of a mortgage application or transaction.
Information You Provide
You agree that information you provide through this website will be accurate to the best of your knowledge.
Submitting information through this website does not guarantee loan approval, establish a lender-borrower relationship, create a commitment to lend, or obligate Your Mortgage Guy For Life, LLC or any third-party lender to offer financing.
Please do not submit sensitive information through general website contact forms unless the form is specifically designed and secured for that purpose.
Privacy
Your privacy is important to us. Our collection and use of personal information is described in our Privacy Notice.
By using this website, you acknowledge that you have had an opportunity to review our Privacy Notice.
Third-Party Websites and Services
This website may contain links to websites, applications, mortgage platforms, lenders, government agencies, service providers, or other resources operated by third parties.
These links are provided for convenience and informational purposes. Your Mortgage Guy For Life, LLC does not control and is not responsible for the content, security, privacy practices, availability, accuracy, or policies of third-party websites or services.
Your use of a third-party website or service is subject to that third party’s terms and privacy policies.
Intellectual Property
Unless otherwise stated, the text, graphics, logos, website design, photographs, videos, and other original content appearing on this website are owned by or licensed to Your Mortgage Guy For Life, LLC and are protected by applicable intellectual property laws.
You may view, download, or print website materials for your personal, noncommercial use. You may not reproduce, modify, republish, distribute, sell, or commercially exploit website content without prior written permission from Your Mortgage Guy For Life, LLC.
Acceptable Use
You agree not to use this website in a way that violates applicable law, interferes with the website’s operation or security, attempts to gain unauthorized access to systems or information, introduces malicious software, impersonates another person, submits fraudulent information, or infringes upon the rights of another person or organization.
We reserve the right to restrict or terminate access to the website when we reasonably believe it is being used improperly.
Website Availability
We make reasonable efforts to keep this website available and functioning properly. However, we do not guarantee that the website will always be available, uninterrupted, secure, or free from technical errors.
The website may occasionally be unavailable because of maintenance, updates, technical problems, telecommunications issues, or circumstances outside our control.
Disclaimer of Warranties
This website and its content are provided on an “as is” and “as available” basis to the fullest extent permitted by law.
Your Mortgage Guy For Life, LLC makes no warranties, express or implied, regarding the operation of the website or the completeness, reliability, accuracy, or availability of its content, except where warranties cannot legally be excluded.
Limitation of Liability
To the fullest extent permitted by applicable law, Your Mortgage Guy For Life, LLC and its owners, employees, representatives, contractors, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website.
Nothing in these Terms of Use is intended to limit any rights or remedies that cannot legally be waived or limited.
Equal Housing Opportunity
Your Mortgage Guy For Life, LLC supports fair and equal access to housing and mortgage financing and operates in accordance with applicable fair lending and equal housing laws.
Your Mortgage Guy For Life, LLC, NMLS #2739114
Brad Lynch, RMLO, NMLS #206799
Consumers may obtain information about mortgage companies and mortgage loan originators through NMLS Consumer Access at www.nmlsconsumeraccess.org.
Changes to These Terms
We may revise these Terms of Use periodically to reflect changes to our website, services, business practices, technology, legal requirements, or regulatory requirements.
Any revised Terms of Use will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.
Governing Law
These Terms of Use are governed by the laws of the State of Texas, without regard to conflict-of-law principles, except where applicable federal law controls.
Contact Us
If you have questions about these Terms of Use, our website, or our text messaging program, please contact:
Your Mortgage Guy For Life, LLC
NMLS #2739114
Brad Lynch, RMLO, NMLS #206799
Phone: 469-450-2723
Website: YourMortgageGuyForLife.com