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Maximum Loan Limits

By Brad Lynch on January 10, 2019 Leave a Comment

FHA Conventional and VA Home Loan Limits Starting the new year off in 2019, we now have new higher maximum loan limits in the mortgage industry.   FHA Loan Limit The maximum FHA loan you … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, conventional loan limit, FHA, FHA loan limit, Loan Limits, maximum conventional loan, maximum fha loan, VA, va maximum mortgage

Home Purchase Affected by Government Shutdown

By Brad Lynch on September 30, 2013 18 Comments

Government Shutdown Affects Conventional and Government Loans (scroll to the bottom of this message in the comment section for updated information since original post was published...some of this … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, conventional government shutdown, FHA, FHA government shut down, Government Shut down, government shut down home purchase, Government shutdown, how will government shutdown affect my loan, USDA, VA, VA government shutdown

Mortgage After Bankrutpcy Foreclosure or Shortsale

By Brad Lynch on August 5, 2013 26 Comments

When can I buy or refinance my home after a foreclosure, shortsale, bankruptcy chapter 7 or 11, or after a modification? There are different times in which one must wait before they can apply for a … [Read more...]

Filed Under: Mortgage Loans Tagged With: bankruptcy, Conventional, FHA, foreclosure, modification, mortgage after bankrutpcy, mortgage after foreclosure, mortgage after modification, mortgage after shortsale, shortsale, USDA, VA, wait after bankrutpcy, wait after foreclosure

Flower Mound Mortgage At The Best Rate

By Brad Lynch on September 13, 2011 Leave a Comment

Frisco's own, Your Mortgage Guy For Life, extends his long experienced lending roots to Flower Mound Texas, where the corporate office is located.  If you are looking for the perfect home loan or … [Read more...]

Filed Under: Mortgage Loans Tagged With: best mortgage, Conventional, FHA, Flower Mound Mortgage, Frisco Mortgage, Jumbo, mortgage, purchase mortgage, Refinance, VA

VA Mortgage Get Reduced Funding FEE

By Brad Lynch on August 19, 2011 Leave a Comment

Are you looking to purchase a home in Texas, and eligibility for a VA mortgage?  Well guess what?  You will be please to hear that VA has recently reduced the cost of the up front VA funding fee in a … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Best VA mortgage, best va mortgage company, best va tx, funding fee, VA, VA funding fee, VA home loan, VA Mortgage

Mortgage Rates Affected By United States Credit Rating

By Brad Lynch on August 8, 2011 1 Comment

News broke that United States would lose it's AAA credit rating in the world economy, and CNN reaffirmed that this would at least for the short term, keep mortgage rates from spiking upward.  Stocks, … [Read more...]

Filed Under: Frisco Mortgage Tagged With: american credit rating, best refinance, Conventional, credit rating, FHA, frisco refinance, Interest Rates, JUMBO refinance, Mortgage Rates, refinance rates america credit rating, VA

Government Shut Down and What Happens to Your Home Loan

By Brad Lynch on April 8, 2011 3 Comments

Everyone is concerned, at least here in Frisco TX.  What is going to happen to my loan that I am in process of getting completed right now?  I'm in the middle of buying a home, is this going to delay … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, Government Shut down, Government shutdown, USDA, VA

Minimum Credit Score and Requirements After Bankruptcy Foreclosure or Short Sale

By Brad Lynch on January 4, 2011 11 Comments

Mortgage loan standards required by FHA, Conventional, and VA underwriting required after a bankruptcy, foreclosure, or short-sale with regard to seasoning after discharge and general credit score … [Read more...]

Filed Under: Mortgage Loans Tagged With: bankruptcy, Conventional, credit score, FHA, FICO, foreclosure, minimum credit score, Minimum FICO, short sale, VA

What Is a POINT in Mortgage Terms

By Brad Lynch on July 26, 2010 1 Comment

Any time I get into a conversation with someone about mortgage, whether they are my client or someone just talking about a past or future loan, at some point I feel the responsibility to say, "be … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, Frisco Mortgage, Jumbo Mortgage Frisco, McKinney Mortgage, mortgage points, Plano Mortgage, VA, what are points

Need a Lender For a Fast Closing

By Brad Lynch on June 15, 2010 Leave a Comment

If you are looking for a lender that needs to close your loan fast, call YourMortgageGuyForLife at 469-450-2723.  Below are some references that you might check with that can tell you the caliber of … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, easy loan, effortless mortgage, fast loans, FHA, first time buyer, Frisco Mortgage, jumbo loan, rush loan, speedy loan process, swift mortgage, USDA, VA

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Your Mortgage Guy For Life

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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