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Brad Lynch
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Conventional 3% Down Payment for First Time Buyers

By Brad Lynch on October 17, 2017 Leave a Comment

Conventional 3% down vs FHA 3.5% down Conventional's First Time Buyer 97% program offers a lower down payment than FHA, and through the years, I've found that first time buyers did not even know it … [Read more...]

Filed Under: Mortgage Loans Tagged With: 3% DOWN CONVENTIONAL, 3% DOWN PAYMENT, CONVENTIONAL 97, conventional vs fha, first time buyer, FIRST TIME BUYER 97, first time buyer flower mound, MIP, Mortgage Insurance Premium, PMI, private mortgage insurance

How To Avoid PMI On Conventional Mortgages

By Brad Lynch on October 1, 2012 2 Comments

Home buyers in Flower Mound inquire quite often about the various ways in which they can use conventional lending and avoid  PMI (Private Mortgage Insurance).  In this post, I am going to talk about … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, avoid mortgage insurance, avoid pmi, how to avoid mortgage insurance, how to avoid PMI, lowest down payment mortgage, mortgage insurance, PMI, private mortgage insurance

Why is 20% Down Payment the Best

By Brad Lynch on September 27, 2012 1 Comment

Why is 20% Down the Best Mortgage with the best rate? Home buyers in Texas putting up 20% down payment on the purchase of their home can get the best mortgage at the best rate.  But why? Why, since … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, best conventional loan, best conventional mortgage, Conventional, MIP, PMI, private mortgage insurance, why 20% down, why mortgage insurance

Which Loan Program Is Best For Me

By Brad Lynch on September 19, 2011 Leave a Comment

North Texas home buyers often wonder, how do I know which loan is just right for me.  Are you fishing for the right loan?There are so many options, there is no lack of wonder, why first time buyers or … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Conventional, down payment, FHA, FHA vs Conventional, Frisco Conventional, Frisco FHA, MIP, Mortgage Insurance Premium, PMI, private mortgage insurance

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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