Conventional 3% down vs FHA 3.5% down Conventional's First Time Buyer 97% program offers a lower down payment than FHA, and through the years, I've found that first time buyers did not even know it … [Read more...]
Mortgage Insurance Yes or NO
3 Primary Conventional Loan Options...Less than 20% Down Payment (To Apply Today to inquire about your options, click the Apply Now! tab in the top right of this page or call me at 469 450 … [Read more...]
FHA Mortgage Basics
What is annual MIP in regards to an FHA mortgage? Annual MIP = annual Mortgage Insurance Premium. The annual MIP is the portion of mortgage insurance that is paid as a monthly payment. This is … [Read more...]
Best Low Down Payment Options
Home Buyers and First Time Home Buyers Low Down Payment Options Home buyers, and more specifically, First Time Home Buyers often ask what the best options in mortgage are for the lowest down payment … [Read more...]
How To Avoid PMI On Conventional Mortgages
Home buyers in Flower Mound inquire quite often about the various ways in which they can use conventional lending and avoid PMI (Private Mortgage Insurance). In this post, I am going to talk about … [Read more...]
Why is 20% Down Payment the Best
Why is 20% Down the Best Mortgage with the best rate? Home buyers in Texas putting up 20% down payment on the purchase of their home can get the best mortgage at the best rate. But why? Why, since … [Read more...]
FHA Mortgage Insurance Changes Again
My Flower Mound and Frisco Mortgage clients are talking about these FHA changes, and have lots of questions, so I figured all my other clients in Texas would appreciate the answers to these frequently … [Read more...]
Which Loan Program Is Best For Me
North Texas home buyers often wonder, how do I know which loan is just right for me. Are you fishing for the right loan?There are so many options, there is no lack of wonder, why first time buyers or … [Read more...]
FHA Mortgage Insurance to Change October 4, 2010
The commissioner of FHA, David Stevens, announced the changes to the current mortgage insurance structure at the beginning of this month. It is expected that the changes to mortgage insurance … [Read more...]
