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Mortgage Insurance Yes or NO

By Brad Lynch on April 28, 2016 Leave a Comment

3 Primary Conventional Loan Options...Less than 20% Down Payment (To Apply Today to inquire about your options, click the Apply Now! tab in the top right of this page or call me at 469 450 … [Read more...]

Filed Under: Mortgage Loans Tagged With: 2nd lien mortgage, avoiding mortgage insurance, conventional mortgage, Flower Mound Mortgage, flower mound mortgage insurance, MIP, mortgage insurance, mortgage insurance options, PMI

FHA Misconceptions By Realtors Texas

By Brad Lynch on October 21, 2015 Leave a Comment

FHA is not the timely over scrutinized loan it was 10+ years ago. Closing FHA loans super-fast is more times than not, easier to do with FHA than Conventional...I know because I've been doing this for … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, fha appraisal, FHA vs Conventional, flower mound FHA, MIP, mortgage insurance, Mortgage Insurance Premium

FHA Reduces Mortgage Insurance Rates

By Brad Lynch on January 21, 2015 2 Comments

Flower Mound Mortgage Company -Premier Nationwide Lending - FHA MIP Reduction In the last 10 years, we've seen FHA increase their up front mortgage insurance and their annual MIP (annual is paid … [Read more...]

Filed Under: Mortgage Loans Tagged With: best fha mortgage company, FHA, fha apply online, FHA changes, FHA Flower Mound, FHA MIP, FHA Mortgage Insurance, FHA mortgage insurance premium, flower mound fha specialist, mortgage insurance, mortgage insurance changes

The Best FHA Mortgage Company And Best Fixed Rate

By Brad Lynch on February 20, 2013 19 Comments

Competing With the Major Banks and Sweat Shop Internet Companies, We Are Still the Best FHA Option & Best Rate Premier Nationwide Lending, a North Texas Financial Network, inc (aka PNL, a NTFN … [Read more...]

Filed Under: Mortgage Loans Tagged With: 30 year fixed mortgage, 30 year fixed rate, bank vs broker, banker vs broker, best interest rate, best mortgage company flower mound, First Time Buyers, mortgage insurance, refinance Frisco Homes

Best Low Down Payment Options

By Brad Lynch on January 7, 2013 2 Comments

Home Buyers and First Time Home Buyers Low Down Payment Options Home buyers, and more specifically, First Time Home Buyers often ask what the best options in mortgage are for the lowest down payment … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, first time buyer, Frisco Mortgage, low down payment, lowest down payment, MIP, mortgage insurance, PMI

How To Avoid PMI On Conventional Mortgages

By Brad Lynch on October 1, 2012 2 Comments

Home buyers in Flower Mound inquire quite often about the various ways in which they can use conventional lending and avoid  PMI (Private Mortgage Insurance).  In this post, I am going to talk about … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, avoid mortgage insurance, avoid pmi, how to avoid mortgage insurance, how to avoid PMI, lowest down payment mortgage, mortgage insurance, PMI, private mortgage insurance

FHA Mortgage Insurance Changes Again

By Brad Lynch on March 28, 2012 Leave a Comment

My Flower Mound and Frisco Mortgage clients are talking about these FHA changes, and have lots of questions, so I figured all my other clients in Texas would appreciate the answers to these frequently … [Read more...]

Filed Under: Mortgage Loans Tagged With: Annual MIP, FHA, FHA MIP going up, FHA Mortgage Insurance, first time buyer, MIP changes, mortgage insurance, Mortgage Insurance Premium, PMI, Up Front Mortgage Insurance

FHA Monthly MIP or Mortgage Insurance Goes Away

By Brad Lynch on April 7, 2011 3 Comments

Working within the Frisco area, a common question with home owners that currently have an FHA loan, and prospective home owners trying to decide between an FHA or Conventional loan, "when does … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, first time buyer, Frisco FHA, MIP, mortgage insurance, Mortgage Insurance Falls Off, Mortgage Insurance Goes Away, Mortgage Insurance Premium

FHA Mortgage Insurance Facts

By Brad Lynch on February 14, 2011 3 Comments

FHA Changes Mortgage Insurance

The majority of Frisco TX home buyers using FHA mortgages to secure financing on their home either wait to ask their home loan consultant, or broker what the mortgage insurance premium will be on … [Read more...]

Filed Under: Mortgage Loans Tagged With: Best FHA rates frisco, FHA, Frisco Broker FHA, Frisco Mortgage FHA, frisco mortgage rates, MIP, MIP facts, mortgage insurance, mortgage insurance facts, UPFMIP

It’s Official…FHA Up Front Mortgage Insurance Increased

By Brad Lynch on March 2, 2010 2 Comments

In a HUD Mortgage Letter I received today, David H. Stevens, Assistant Secretary for Housing-Federal Housing Commissioner issued the change for FHA Up Front Mortgage Insurance. So, effective for FHA … [Read more...]

Filed Under: Frisco Mortgage Tagged With: FHA, first time buyer, government loan, mortgage insurance, UFMIP

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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