Credit inquiries can but do not always hurt your credit score to the extent it influences your mortgage qualification significantly. It is no secret that credit inquiries have an effect on your … [Read more...]
How Do Credit Reports Determine My Score
There is a certain emphasis on different variables in your credit report that vary depending on what the bureaus think is more important. On some variables, there are more emphasis than others. … [Read more...]
Thinking of Refinancing or Need to Purchase Home Soon with a Mortgage but Wonder About Your Credit
As an experienced Loan Officer in the industry, you never stop getting surprised on how even some of the most intelligent perceive how credit reports are derived. If you are thinking about a … [Read more...]