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Brad Lynch
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Conventional 3% Down Payment for First Time Buyers

By Brad Lynch on October 17, 2017 Leave a Comment

Conventional 3% down vs FHA 3.5% down Conventional's First Time Buyer 97% program offers a lower down payment than FHA, and through the years, I've found that first time buyers did not even know it … [Read more...]

Filed Under: Mortgage Loans Tagged With: 3% DOWN CONVENTIONAL, 3% DOWN PAYMENT, CONVENTIONAL 97, conventional vs fha, first time buyer, FIRST TIME BUYER 97, first time buyer flower mound, MIP, Mortgage Insurance Premium, PMI, private mortgage insurance

Mortgage Insurance Yes or NO

By Brad Lynch on April 28, 2016 Leave a Comment

3 Primary Conventional Loan Options...Less than 20% Down Payment (To Apply Today to inquire about your options, click the Apply Now! tab in the top right of this page or call me at 469 450 … [Read more...]

Filed Under: Mortgage Loans Tagged With: 2nd lien mortgage, avoiding mortgage insurance, conventional mortgage, Flower Mound Mortgage, flower mound mortgage insurance, MIP, mortgage insurance, mortgage insurance options, PMI

FHA Misconceptions By Realtors Texas

By Brad Lynch on October 21, 2015 Leave a Comment

FHA is not the timely over scrutinized loan it was 10+ years ago. Closing FHA loans super-fast is more times than not, easier to do with FHA than Conventional...I know because I've been doing this for … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, fha appraisal, FHA vs Conventional, flower mound FHA, MIP, mortgage insurance, Mortgage Insurance Premium

Does FHA MIP Go Away Still

By Brad Lynch on February 24, 2014 1 Comment

FHA Changes Means Your MIP May NOT Be Falling Off Anymore Contrary to previous FHA guidelines, even before the changes made in April of 2013, many Americans do not have the luxury of FHA mortgage … [Read more...]

Filed Under: Mortgage Loans Tagged With: does FHA MIP fall off, does FHA mortgage insurance go away, does MIP go away, FHA, FHA changes, FHA June 3 2013, FHA Mortgage Letter 2013, MIP, MIP go away

Best Low Down Payment Options

By Brad Lynch on January 7, 2013 2 Comments

Home Buyers and First Time Home Buyers Low Down Payment Options Home buyers, and more specifically, First Time Home Buyers often ask what the best options in mortgage are for the lowest down payment … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, first time buyer, Frisco Mortgage, low down payment, lowest down payment, MIP, mortgage insurance, PMI

FHA To Add Tough Changes

By Brad Lynch on November 26, 2012 Leave a Comment

FHA Home Loan Increase in MIP and MORE! It was announced that FHA is making some additional changes that increase the American Homebuyers monthly cost in house payment, and they plan to stick you … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA changes, FHA Home Loan, FHA MIP changes, first time buyer, how long MIP, MIP, MIP increase, what is MIP

Why is 20% Down Payment the Best

By Brad Lynch on September 27, 2012 1 Comment

Why is 20% Down the Best Mortgage with the best rate? Home buyers in Texas putting up 20% down payment on the purchase of their home can get the best mortgage at the best rate.  But why? Why, since … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, best conventional loan, best conventional mortgage, Conventional, MIP, PMI, private mortgage insurance, why 20% down, why mortgage insurance

Which Loan Program Is Best For Me

By Brad Lynch on September 19, 2011 Leave a Comment

North Texas home buyers often wonder, how do I know which loan is just right for me.  Are you fishing for the right loan?There are so many options, there is no lack of wonder, why first time buyers or … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Conventional, down payment, FHA, FHA vs Conventional, Frisco Conventional, Frisco FHA, MIP, Mortgage Insurance Premium, PMI, private mortgage insurance

FHA Monthly MIP or Mortgage Insurance Goes Away

By Brad Lynch on April 7, 2011 3 Comments

Working within the Frisco area, a common question with home owners that currently have an FHA loan, and prospective home owners trying to decide between an FHA or Conventional loan, "when does … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, first time buyer, Frisco FHA, MIP, mortgage insurance, Mortgage Insurance Falls Off, Mortgage Insurance Goes Away, Mortgage Insurance Premium

FHA Mortgage Insurance Facts

By Brad Lynch on February 14, 2011 3 Comments

FHA Changes Mortgage Insurance

The majority of Frisco TX home buyers using FHA mortgages to secure financing on their home either wait to ask their home loan consultant, or broker what the mortgage insurance premium will be on … [Read more...]

Filed Under: Mortgage Loans Tagged With: Best FHA rates frisco, FHA, Frisco Broker FHA, Frisco Mortgage FHA, frisco mortgage rates, MIP, MIP facts, mortgage insurance, mortgage insurance facts, UPFMIP

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Your Mortgage Guy For Life

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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