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Texas Home Mortgage Pre-Approval

By Brad Lynch on February 1, 2017 1 Comment

Texas Mortgage Pre-Approval Steps for Success The Real Estate market in Texas, especially in the Dallas and surrounding areas, is a true seller's market (seller's market = there are more buyers than … [Read more...]

Filed Under: Mortgage Loans Tagged With: fast closing, fast mortgage, Flower Mound Mortgage, flower mound sellers market, mortgage preapproval, mortgage processing, seller's market, texas mortgage preapproval, texas sellers market, what I need for mortgage approval

Mortgage Insurance Yes or NO

By Brad Lynch on April 28, 2016 Leave a Comment

3 Primary Conventional Loan Options...Less than 20% Down Payment (To Apply Today to inquire about your options, click the Apply Now! tab in the top right of this page or call me at 469 450 … [Read more...]

Filed Under: Mortgage Loans Tagged With: 2nd lien mortgage, avoiding mortgage insurance, conventional mortgage, Flower Mound Mortgage, flower mound mortgage insurance, MIP, mortgage insurance, mortgage insurance options, PMI

Flower Mound Mortgage Refinance

By Brad Lynch on February 19, 2016 Leave a Comment

Mortgage Rates Dropped Considerably in January 2016 The chart below shows how the market has moved since April 2015 below.  Keep in mind, the chart lines run inversly to rates, so when the lines go … [Read more...]

Filed Under: Refinance Tagged With: FHA Mortgage Insurance, flower mound conventional, flower mound FHA, flower mound fha mortgage, Flower Mound Mortgage, flower mound refinance, lower my monthly payment, reduce my mortgage insurance

FHA Guideline Changes Expected September

By Brad Lynch on July 20, 2015 Leave a Comment

FHA Changes and When to Expect Them It was expected that many of the alteration type changes to current FHA guidelines were to go into effect on June 15th 2015, but that date was pushed and … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound fha lender, FHA, FHA changes, fha changes effective date, fha gift funds, FHA seller contribution, flower mound FHA, Flower Mound Mortgage

Flower Mound and DFW Down Payment Assistance Mortgage

By Brad Lynch on February 27, 2015 1 Comment

Down Payment Assistance is Premier Nationwide Lending's forte.  We do normal home purchase loans through FHA, Conventional, and we do Jumbo, but through the years we have become one of the top North … [Read more...]

Filed Under: Mortgage Loans Tagged With: dallas down payment assistance, dallas first time buyer, Down Payment Assistance, first time buyer, first time buyer dallas, first time buyer flower mound, flower mound home loan, Flower Mound Mortgage, home sweet texas, homes for heros, seth 5 star, texas down payment assistance, tsahc

HomePath Mortgage Ending Soon

By Brad Lynch on September 17, 2014 Leave a Comment

HomePath by Fannie Mae to be Retired/End of HomePath Fannie Mae announced that they are retiring the HomePath program and as of October 6, 2014, their HomePath.com site will no longer list the … [Read more...]

Filed Under: Mortgage Loans Tagged With: Flower Mound Mortgage, flowermoundfirsttimebuyer, homepath, homepathending, homepathtexas, homepathtx

FHA VS Conventional

By Brad Lynch on July 11, 2014 Leave a Comment

What is the difference between FHA and Conventional Mortgages? FHA Financing VS Conventional (Please click on links below for elaborated information) FHA is a government loan...FHA stands for … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound mortgage, best flower mound mortgage company, conventional flower mound tx, conventional pmi, conventional vs fha, faq conventional, faq fha, fha flower mound tx, FHA MIP, FHA vs Conventional, first time home buyer flower mound, flower mound fha specialist, Flower Mound Mortgage, what does FHA stand for

Mortgage Rate Lock and Shop

By Brad Lynch on August 30, 2013 10 Comments

The company I work for, Premier Nationwide Lending, has opened up a new program designed to help protect buyers all over Texas, in times of rising rates.  In the last 3-4 months, we've seen rates go … [Read more...]

Filed Under: Mortgage Loans Tagged With: best mortgage company, Flower Mound Lock and Shop, Flower Mound Mortgage, lock and shop interest rate, lock and shop mortgage, Premier Nationwide Lending Lock and Shop, rising interest rates

Mortgage Applicants Report Signs of Seller’s Market

By Brad Lynch on February 25, 2013 10 Comments

3 Easy Ways to Get Ahead As a Buyer in a Seller's Market Do your homework on a house before you make an offer.  This means, use your Real Estate agent and find out how long the house has been on … [Read more...]

Filed Under: Mortgage Loans Tagged With: fast mortgage, flower mound FHA, Flower Mound Homes, Flower Mound Mortgage, Flower Mound Real Estate, home buyer, items for underwriting, list my home, seller's market

Owelty Mortgage Refinance Options

By Brad Lynch on December 12, 2012 3 Comments

During the process of a divorce when a couple is considering what to do with the common house, the leaving spouse many times will demand cash for the portion of equity they believe is rightfully … [Read more...]

Filed Under: Mortgage Loans Tagged With: best owelty mortgage tx, best owelty refinance, Dallas Mortgage, Divorce Owelty, divorce refinance, Flower Mound Mortgage, Frisco Mortgage, owelty specialist, texas owelty, tx owelty specialist

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Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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