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Flower Mound & Lewisville FHA Facts

By Brad Lynch on March 7, 2018 1 Comment

Flower Mound and Lewisville Home Buyers:  When to go FHA? Many of the home buyers I work with in Flower Mound and Lewisville ask a very similar question, "When is the right time to use FHA when … [Read more...]

Filed Under: Mortgage Loans Tagged With: 3.5% down payment, 3% DOWN PAYMENT, conventional 3% down payment, conventional vs fha, flower mound FHA, Flower Mound Mortgage, lewisville fha, lewisville mortgage

Mortgage Qualification Basics

By Brad Lynch on January 15, 2018 Leave a Comment

Minimum Credit Score Requirements Many people still believe that qualifying for a mortgage takes a miracle...ok, not a miracle, but they think it requires near perfect credit scores.  This is … [Read more...]

Filed Under: Mortgage Loans Tagged With: can I qualify for a mortgage, Conventional, FHA, fha credit score requirements, first time buyer, flower mound FHA, flower mound fha lender, lewisville fha, lewisville fha lender, mortgage, mortgage credit score requirements, mortgage qualification, mortgage requirements, prequalifying for a mortgage

Flower Mound Mortgage Refinance

By Brad Lynch on February 19, 2016 Leave a Comment

Mortgage Rates Dropped Considerably in January 2016 The chart below shows how the market has moved since April 2015 below.  Keep in mind, the chart lines run inversly to rates, so when the lines go … [Read more...]

Filed Under: Refinance Tagged With: FHA Mortgage Insurance, flower mound conventional, flower mound FHA, flower mound fha mortgage, Flower Mound Mortgage, flower mound refinance, lower my monthly payment, reduce my mortgage insurance

FHA Misconceptions By Realtors Texas

By Brad Lynch on October 21, 2015 Leave a Comment

FHA is not the timely over scrutinized loan it was 10+ years ago. Closing FHA loans super-fast is more times than not, easier to do with FHA than Conventional...I know because I've been doing this for … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, fha appraisal, FHA vs Conventional, flower mound FHA, MIP, mortgage insurance, Mortgage Insurance Premium

FHA Guideline Changes Expected September

By Brad Lynch on July 20, 2015 Leave a Comment

FHA Changes and When to Expect Them It was expected that many of the alteration type changes to current FHA guidelines were to go into effect on June 15th 2015, but that date was pushed and … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound fha lender, FHA, FHA changes, fha changes effective date, fha gift funds, FHA seller contribution, flower mound FHA, Flower Mound Mortgage

FHA Increase Maximum Mortgage 2015

By Brad Lynch on December 16, 2014 1 Comment

Flower Mound Mortgage Company, Premier Nationwide Lending, releases the news about FHA increasing their maximum loan limits starting January of 2015.  This post is specific to Denton, Collin, Dallas, … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound fha mortgage company, Down Payment Assistance, down payment assistance flower mound, FHA changes, fha frequently asked questions, FHA loan limit, FHA max loan, fha mip factors, fha new loan limit, fha specialist, first time buyer, flower mound FHA

FHA Mortgage Basics

By Brad Lynch on July 30, 2013 16 Comments

What is annual MIP in regards to an FHA mortgage? Annual MIP = annual Mortgage Insurance Premium.  The annual MIP is the portion of mortgage insurance that is paid as a monthly payment.  This is … [Read more...]

Filed Under: Frisco Mortgage Tagged With: annual mortgage insurance, calculating mortgage insurance, FHA MIP, flower mound FHA, Frisco FHA, how to calculate MIP, how to calculate PMI, PMI, Up Front Mortgage Insurance, UPMIP

Mortgage Applicants Report Signs of Seller’s Market

By Brad Lynch on February 25, 2013 10 Comments

3 Easy Ways to Get Ahead As a Buyer in a Seller's Market Do your homework on a house before you make an offer.  This means, use your Real Estate agent and find out how long the house has been on … [Read more...]

Filed Under: Mortgage Loans Tagged With: fast mortgage, flower mound FHA, Flower Mound Homes, Flower Mound Mortgage, Flower Mound Real Estate, home buyer, items for underwriting, list my home, seller's market

Flower Mound FHA Mortgage Insurance

By Brad Lynch on October 7, 2011 4 Comments

Does FHA Mortgage Insurance Go Away?  That is the question! Flower Mound and Frisco FHA home buyers and refinance prospects have many times wondered about this topic.  To answer that straight out, … [Read more...]

Filed Under: Frisco Mortgage Tagged With: FHA MIP, FHA mortgage insurance premium, flower mound FHA, Frisco FHA, MIP falls off, Mortgage Insurance Falls Off, when does FHA mortgage fall off

Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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