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Brad Lynch
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FHA Mortgage Insurance Changes Again

By Brad Lynch on March 28, 2012 Leave a Comment

My Flower Mound and Frisco Mortgage clients are talking about these FHA changes, and have lots of questions, so I figured all my other clients in Texas would appreciate the answers to these frequently … [Read more...]

Filed Under: Mortgage Loans Tagged With: Annual MIP, FHA, FHA MIP going up, FHA Mortgage Insurance, first time buyer, MIP changes, mortgage insurance, Mortgage Insurance Premium, PMI, Up Front Mortgage Insurance

Frisco Home For Sale Under $160,000

By Brad Lynch on June 23, 2011 Leave a Comment

Frisco Home For Sale $157,500...Great First Time Buyer Home or Empty Nester!  Eligible for FHA, VA, or Conventional Financing. Corner Lot, and big backyard.  NO HOA!!! 3 BRM 2 Bath 1,640 sqr … [Read more...]

Filed Under: Frisco Real Estate Tagged With: 000, best first time buyer home frisco, big back patio, big backyard, first time buyer, frisco home for sale, Frisco Homes, frisco homes under $160, frisco listings, mckinney first time buyer, mckinney real estate, tile floors, wood floors

FHA Seller Contribution and Seller Paid Closing Costs

By Brad Lynch on June 16, 2011 1 Comment

How much seller contribution is allowed on the FHA loan, and how do you calculate it? FHA mortgages allow the seller to contribute 6% of the sale price, toward closings cost for the borrower.  This … [Read more...]

Filed Under: Frisco Mortgage Tagged With: FHA seller contribution, fha seller contributions, first time buyer, Frisco FHA, Frisco FHA mortgage, frisco fha seller contribution, seller contribution fha

First Time Buyer Helpful Hints Leads To Frisco Success

By Brad Lynch on May 13, 2011 Leave a Comment

As I will allude to in the ladder part of this post, success leaves clues, and if you want to have a successful process in your first home purchase, you will need to be aware of top important … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, first time buyer, First time Home buyer frisco, Frisco Banker, Frisco Broker, Frisco first time buyer, Frisco Homes, Frisco Mortgage, frisco mortgage company, mortgage for dummmies

State of the Home Purchase Address in Texas

By Brad Lynch on April 26, 2011 Leave a Comment

The Real Estate buying season is here, and Frisco home buyers and sellers are asking the question, is this the time to buy?  I have some food for thought on that question, because the top guru in … [Read more...]

Filed Under: Mortgage Loans Tagged With: economy, first time buyer, frisco home loans, Frisco Homes, Frisco Mortgage, Frisco Real Estate, Interest Rates, mortgage banker, mortgage broker, Mortgage Rates, time to buy

FHA Monthly MIP or Mortgage Insurance Goes Away

By Brad Lynch on April 7, 2011 3 Comments

Working within the Frisco area, a common question with home owners that currently have an FHA loan, and prospective home owners trying to decide between an FHA or Conventional loan, "when does … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, first time buyer, Frisco FHA, MIP, mortgage insurance, Mortgage Insurance Falls Off, Mortgage Insurance Goes Away, Mortgage Insurance Premium

Lease to Own Texas Real Estate Liaisoned with Community Empower

By Brad Lynch on December 29, 2010 1 Comment

There are a million ways in which a home buyer in Texas, primary purchaser or home investor, would look for the harvesting power of a lease to own or lease to buy opportunity.  Here in my Frisco Real … [Read more...]

Filed Under: Mortgage Loans Tagged With: credit help, first time buyer, Frisco Banker, Frisco Broker, Frisco Homes, Frisco Real Estate, lease to buy, lease to buy frisco, lease to own, lease to own frisco

Home Path Mortgage Information Part II

By Brad Lynch on October 25, 2010 Leave a Comment

Our last mortgage post about the Home Path lending program have stirred up some calls in Frisco, and I'm sure other Frisco mortgage companies have run into some of the same questions.  There is one … [Read more...]

Filed Under: Mortgage Loans Tagged With: first time buyer, Frisco Mortgage, frisco mortgage company, Frisco Real Estate, Home Path Mortgage

Free: 2 Most Common Mis-Budgeted Critical Changes When Buying a Home

By Brad Lynch on August 30, 2010 Leave a Comment

Critical Budgeting Audio...HEAR ME SPEAK Most people who are looking to buy a home in the next 1 month to a year forget some of the most important budgeting items as their excitement for … [Read more...]

Filed Under: Mortgage Loans Tagged With: buy home Frisco, first time buyer, Frisco Mortgage, Frisco Real Estate, Home buying

Obama Signs for First Time Home Buyer Tax Credit Extension

By Brad Lynch on July 6, 2010 Leave a Comment

As usual, roomers fly about expectations.  Then, it's it put into motion.  Then, it's signed and accepted.  Obama used the Homebuyers Assistance and Improvement Act of 2010 to extend the date in which … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, first time buyer, Frisco Mortgage, loan applications, mortgage quote, Tax Credit, USDA

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  • The 5 Most Important First Time Buyers Tips & Facts
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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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