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Brad Lynch
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FHA: 100% Financing

By Brad Lynch on July 9, 2024 Leave a Comment

In the Real Estate and mortgage atmosphere of the today, finding a mortgage program that allows the least down payment possible is sought after now maybe more than ever before. The way you use the … [Read more...]

Filed Under: Down Payment Assistance, First Time Buyers, Mortgage Loans Tagged With: #ymgfl, 100%financing, Down Payment Assistance, downpayment assistance, fast preapproval, FHA, first time buyer, first time buyer tips, First Time Buyers, low down payment, preapproval, your mortgage guy for life, Zero Down Payment

Understanding the Nuances: Mortgage Prequalification vs. Mortgage Preapproval

By Brad Lynch on February 26, 2024 1 Comment

In the exciting journey of purchasing a home, navigating the terminology and processes involved can feel like diving into a sea of jargon. Two terms often encountered in this realm are "mortgage … [Read more...]

Filed Under: First Time Buyers, Mortgage Loans Tagged With: first time buyer, Flower Mound Mortgage, get preapproved, mortgage tips, preapproval, prequalification, prequalification vs preapproval, your mortgage guy for life

Mortgage Qualification Basics

By Brad Lynch on January 15, 2018 Leave a Comment

Minimum Credit Score Requirements Many people still believe that qualifying for a mortgage takes a miracle...ok, not a miracle, but they think it requires near perfect credit scores.  This is … [Read more...]

Filed Under: Mortgage Loans Tagged With: can I qualify for a mortgage, Conventional, FHA, fha credit score requirements, first time buyer, flower mound FHA, flower mound fha lender, lewisville fha, lewisville fha lender, mortgage, mortgage credit score requirements, mortgage qualification, mortgage requirements, prequalifying for a mortgage

Conventional 3% Down Payment for First Time Buyers

By Brad Lynch on October 17, 2017 Leave a Comment

Conventional 3% down vs FHA 3.5% down Conventional's First Time Buyer 97% program offers a lower down payment than FHA, and through the years, I've found that first time buyers did not even know it … [Read more...]

Filed Under: Mortgage Loans Tagged With: 3% DOWN CONVENTIONAL, 3% DOWN PAYMENT, CONVENTIONAL 97, conventional vs fha, first time buyer, FIRST TIME BUYER 97, first time buyer flower mound, MIP, Mortgage Insurance Premium, PMI, private mortgage insurance

Flower Mound and DFW Down Payment Assistance Mortgage

By Brad Lynch on February 27, 2015 1 Comment

Down Payment Assistance is Premier Nationwide Lending's forte.  We do normal home purchase loans through FHA, Conventional, and we do Jumbo, but through the years we have become one of the top North … [Read more...]

Filed Under: Mortgage Loans Tagged With: dallas down payment assistance, dallas first time buyer, Down Payment Assistance, first time buyer, first time buyer dallas, first time buyer flower mound, flower mound home loan, Flower Mound Mortgage, home sweet texas, homes for heros, seth 5 star, texas down payment assistance, tsahc

FHA Increase Maximum Mortgage 2015

By Brad Lynch on December 16, 2014 1 Comment

Flower Mound Mortgage Company, Premier Nationwide Lending, releases the news about FHA increasing their maximum loan limits starting January of 2015.  This post is specific to Denton, Collin, Dallas, … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound fha mortgage company, Down Payment Assistance, down payment assistance flower mound, FHA changes, fha frequently asked questions, FHA loan limit, FHA max loan, fha mip factors, fha new loan limit, fha specialist, first time buyer, flower mound FHA

FHA For First Time Home Buyers

By Brad Lynch on March 12, 2013 2 Comments

3 Simple Reasons Why FHA is Great For First Time Home Buyers Seller Contribution amount-  FHA will allow for the highest seller contribution versus a conventional loan...FHA 6% seller … [Read more...]

Filed Under: Mortgage Loans Tagged With: 1st time buyer, 3.5% down payment, 6% seller contribution, Best FHA lender, best rate fha flower mound, best rate fha frisco, FHA, FHA underwriting, first time buyer, First Time Buyers, low down payment, minimum down payment, Seller Contribution

Best Low Down Payment Options

By Brad Lynch on January 7, 2013 2 Comments

Home Buyers and First Time Home Buyers Low Down Payment Options Home buyers, and more specifically, First Time Home Buyers often ask what the best options in mortgage are for the lowest down payment … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, first time buyer, Frisco Mortgage, low down payment, lowest down payment, MIP, mortgage insurance, PMI

FHA To Add Tough Changes

By Brad Lynch on November 26, 2012 Leave a Comment

FHA Home Loan Increase in MIP and MORE! It was announced that FHA is making some additional changes that increase the American Homebuyers monthly cost in house payment, and they plan to stick you … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA changes, FHA Home Loan, FHA MIP changes, first time buyer, how long MIP, MIP, MIP increase, what is MIP

Home Shopping In 3 Steps

By Brad Lynch on November 13, 2012 Leave a Comment

The dumb down 3 step home shopping process is easy and simple.  I've shared this with many of my past mortgage clients over the past 10 years.  Home buying clients of mine came to me 5, 6, 7, and/or 8 … [Read more...]

Filed Under: First Time Buyers Tagged With: 3 step buying process, 30 year fixed mortgage, 30 yr mortgage, first time buyer, Flower Mound Homes, Flower Mound Real Estate, Flower Mound Realtors, Frisco Homes, Frisco Realtors, Home Buying process, move up buyer, steps to buying a home

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Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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