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Brad Lynch
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FHA For First Time Home Buyers

By Brad Lynch on March 12, 2013 2 Comments

3 Simple Reasons Why FHA is Great For First Time Home Buyers Seller Contribution amount-  FHA will allow for the highest seller contribution versus a conventional loan...FHA 6% seller … [Read more...]

Filed Under: Mortgage Loans Tagged With: 1st time buyer, 3.5% down payment, 6% seller contribution, Best FHA lender, best rate fha flower mound, best rate fha frisco, FHA, FHA underwriting, first time buyer, First Time Buyers, low down payment, minimum down payment, Seller Contribution

Best Low Down Payment Options

By Brad Lynch on January 7, 2013 2 Comments

Home Buyers and First Time Home Buyers Low Down Payment Options Home buyers, and more specifically, First Time Home Buyers often ask what the best options in mortgage are for the lowest down payment … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, first time buyer, Frisco Mortgage, low down payment, lowest down payment, MIP, mortgage insurance, PMI

FHA Mortgage Insurance Changes Again

By Brad Lynch on March 28, 2012 Leave a Comment

My Flower Mound and Frisco Mortgage clients are talking about these FHA changes, and have lots of questions, so I figured all my other clients in Texas would appreciate the answers to these frequently … [Read more...]

Filed Under: Mortgage Loans Tagged With: Annual MIP, FHA, FHA MIP going up, FHA Mortgage Insurance, first time buyer, MIP changes, mortgage insurance, Mortgage Insurance Premium, PMI, Up Front Mortgage Insurance

Which Loan Program Is Best For Me

By Brad Lynch on September 19, 2011 Leave a Comment

North Texas home buyers often wonder, how do I know which loan is just right for me.  Are you fishing for the right loan?There are so many options, there is no lack of wonder, why first time buyers or … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Conventional, down payment, FHA, FHA vs Conventional, Frisco Conventional, Frisco FHA, MIP, Mortgage Insurance Premium, PMI, private mortgage insurance

Flower Mound Mortgage At The Best Rate

By Brad Lynch on September 13, 2011 Leave a Comment

Frisco's own, Your Mortgage Guy For Life, extends his long experienced lending roots to Flower Mound Texas, where the corporate office is located.  If you are looking for the perfect home loan or … [Read more...]

Filed Under: Mortgage Loans Tagged With: best mortgage, Conventional, FHA, Flower Mound Mortgage, Frisco Mortgage, Jumbo, mortgage, purchase mortgage, Refinance, VA

Mortgage Rates Affected By United States Credit Rating

By Brad Lynch on August 8, 2011 1 Comment

News broke that United States would lose it's AAA credit rating in the world economy, and CNN reaffirmed that this would at least for the short term, keep mortgage rates from spiking upward.  Stocks, … [Read more...]

Filed Under: Frisco Mortgage Tagged With: american credit rating, best refinance, Conventional, credit rating, FHA, frisco refinance, Interest Rates, JUMBO refinance, Mortgage Rates, refinance rates america credit rating, VA

FHA Mortgage Basics and Everything You Need to Know

By Brad Lynch on June 29, 2011 1 Comment

The FHA loan program was created to help increase home ownership. This mortgage program makes qualifying for, buying, and refinancing a home easier and less expensive compared to other home loan … [Read more...]

Filed Under: Mortgage Loans Tagged With: Best FHA lender, Best FHA Mortgage Frisco, everything you need to know about FHA, FHA, FHA for dummies, First Time Buyers, Frisco FHA

The Best FHA Mortgage For Frisco First Time Buyers

By Brad Lynch on June 8, 2011 1 Comment

The best loan program for Frisco First Time Buyers is usually FHA due to the minimal down payment options and available seller contribution that is allows the seller to pay all the closing costs for … [Read more...]

Filed Under: Frisco Mortgage Tagged With: best first time buyer frisco, FHA, FHA seller contribution, fha seller contributions, Frisco first time buyer, Frisco Mortgage

First Time Buyer Helpful Hints Leads To Frisco Success

By Brad Lynch on May 13, 2011 Leave a Comment

As I will allude to in the ladder part of this post, success leaves clues, and if you want to have a successful process in your first home purchase, you will need to be aware of top important … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, first time buyer, First time Home buyer frisco, Frisco Banker, Frisco Broker, Frisco first time buyer, Frisco Homes, Frisco Mortgage, frisco mortgage company, mortgage for dummmies

Government Shut Down and What Happens to Your Home Loan

By Brad Lynch on April 8, 2011 3 Comments

Everyone is concerned, at least here in Frisco TX.  What is going to happen to my loan that I am in process of getting completed right now?  I'm in the middle of buying a home, is this going to delay … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, Government Shut down, Government shutdown, USDA, VA

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Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
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  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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