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FHA Reduces Mortgage Insurance Rates

By Brad Lynch on January 21, 2015 2 Comments

Flower Mound Mortgage Company -Premier Nationwide Lending - FHA MIP Reduction In the last 10 years, we've seen FHA increase their up front mortgage insurance and their annual MIP (annual is paid … [Read more...]

Filed Under: Mortgage Loans Tagged With: best fha mortgage company, FHA, fha apply online, FHA changes, FHA Flower Mound, FHA MIP, FHA Mortgage Insurance, FHA mortgage insurance premium, flower mound fha specialist, mortgage insurance, mortgage insurance changes

FHA VS Conventional

By Brad Lynch on July 11, 2014 Leave a Comment

What is the difference between FHA and Conventional Mortgages? FHA Financing VS Conventional (Please click on links below for elaborated information) FHA is a government loan...FHA stands for … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound mortgage, best flower mound mortgage company, conventional flower mound tx, conventional pmi, conventional vs fha, faq conventional, faq fha, fha flower mound tx, FHA MIP, FHA vs Conventional, first time home buyer flower mound, flower mound fha specialist, Flower Mound Mortgage, what does FHA stand for

FHA Mortgage Basics

By Brad Lynch on July 30, 2013 16 Comments

What is annual MIP in regards to an FHA mortgage? Annual MIP = annual Mortgage Insurance Premium.  The annual MIP is the portion of mortgage insurance that is paid as a monthly payment.  This is … [Read more...]

Filed Under: Frisco Mortgage Tagged With: annual mortgage insurance, calculating mortgage insurance, FHA MIP, flower mound FHA, Frisco FHA, how to calculate MIP, how to calculate PMI, PMI, Up Front Mortgage Insurance, UPMIP

Flower Mound FHA Mortgage Insurance

By Brad Lynch on October 7, 2011 4 Comments

Does FHA Mortgage Insurance Go Away?  That is the question! Flower Mound and Frisco FHA home buyers and refinance prospects have many times wondered about this topic.  To answer that straight out, … [Read more...]

Filed Under: Frisco Mortgage Tagged With: FHA MIP, FHA mortgage insurance premium, flower mound FHA, Frisco FHA, MIP falls off, Mortgage Insurance Falls Off, when does FHA mortgage fall off

FHA Changes Up Front Mortgage Insurance and Monthly Video

By Brad Lynch on September 14, 2010 2 Comments

If you are wondering what the actual changes are within the new changes regarding FHA purchase loans or refinance loans, I explain them in this video.  Additionally, I explain when the deadline is for … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA change up front mortgage insurance, FHA changes, FHA MIP, FHA mortgage insurance change, first time buyer frisco, mortgage video blog Frisco

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

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