Your Mortgage Guy For Life

Helping Families Find Home Loans

Brad Lynch
Your Mortgage Guy For Life
Call Me! 469-450-2723

  • Home
  • About Brad
  • Testimonials
  • Reviews
  • Closing Pictures
  • Mortgage Blog
  • Contact Us
  • Get Preapproved Now!

FHA Guideline Changes Expected September

By Brad Lynch on July 20, 2015 Leave a Comment

FHA Changes and When to Expect Them It was expected that many of the alteration type changes to current FHA guidelines were to go into effect on June 15th 2015, but that date was pushed and … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound fha lender, FHA, FHA changes, fha changes effective date, fha gift funds, FHA seller contribution, flower mound FHA, Flower Mound Mortgage

FHA Reduces Mortgage Insurance Rates

By Brad Lynch on January 21, 2015 2 Comments

Flower Mound Mortgage Company -Premier Nationwide Lending - FHA MIP Reduction In the last 10 years, we've seen FHA increase their up front mortgage insurance and their annual MIP (annual is paid … [Read more...]

Filed Under: Mortgage Loans Tagged With: best fha mortgage company, FHA, fha apply online, FHA changes, FHA Flower Mound, FHA MIP, FHA Mortgage Insurance, FHA mortgage insurance premium, flower mound fha specialist, mortgage insurance, mortgage insurance changes

FHA Increase Maximum Mortgage 2015

By Brad Lynch on December 16, 2014 1 Comment

Flower Mound Mortgage Company, Premier Nationwide Lending, releases the news about FHA increasing their maximum loan limits starting January of 2015.  This post is specific to Denton, Collin, Dallas, … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound fha mortgage company, Down Payment Assistance, down payment assistance flower mound, FHA changes, fha frequently asked questions, FHA loan limit, FHA max loan, fha mip factors, fha new loan limit, fha specialist, first time buyer, flower mound FHA

Does FHA MIP Go Away Still

By Brad Lynch on February 24, 2014 1 Comment

FHA Changes Means Your MIP May NOT Be Falling Off Anymore Contrary to previous FHA guidelines, even before the changes made in April of 2013, many Americans do not have the luxury of FHA mortgage … [Read more...]

Filed Under: Mortgage Loans Tagged With: does FHA MIP fall off, does FHA mortgage insurance go away, does MIP go away, FHA, FHA changes, FHA June 3 2013, FHA Mortgage Letter 2013, MIP, MIP go away

FHA To Add Tough Changes

By Brad Lynch on November 26, 2012 Leave a Comment

FHA Home Loan Increase in MIP and MORE! It was announced that FHA is making some additional changes that increase the American Homebuyers monthly cost in house payment, and they plan to stick you … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA changes, FHA Home Loan, FHA MIP changes, first time buyer, how long MIP, MIP, MIP increase, what is MIP

More To Learn About FHA Mortgage Insurance

By Brad Lynch on March 22, 2011 Leave a Comment

Did you hear that FHA has installed another increase in the amount of mortgage insurance that it's charging the home buyers and refinance prospects starting April 18 2011? The Frisco home buyers … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA changes, FHA Mortgage Insurance, Mortgage Insurance Change, Mortgage Insurance Premium Changes

FHA Changes Up Front Mortgage Insurance and Monthly Video

By Brad Lynch on September 14, 2010 2 Comments

If you are wondering what the actual changes are within the new changes regarding FHA purchase loans or refinance loans, I explain them in this video.  Additionally, I explain when the deadline is for … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA change up front mortgage insurance, FHA changes, FHA MIP, FHA mortgage insurance change, first time buyer frisco, mortgage video blog Frisco

FHA Mortgage Insurance to Change October 4, 2010

By Brad Lynch on August 19, 2010 2 Comments

The commissioner of FHA, David Stevens, announced the changes to the current mortgage insurance structure at the beginning of this month. It is expected that the changes to mortgage insurance … [Read more...]

Filed Under: Frisco Mortgage Tagged With: FHA changes, FHA mortgage, FHA Mortgage Insurance, FHA mortgage insurance changes, FHA purchase, Frisco FHA mortgage, Frisco Mortgage, MIP, PMI

The Implode List by MortgageImplode.com

By Brad Lynch on April 29, 2010 Leave a Comment

For years, I have watched the list of lenders that go out of business grow at http://ml-implode.com/.  This list has been tallied since late 2006 and today the list is up to 383.  Four years from the … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Best Mortgage Frisco, FHA changes, FHA guideline changes, FHA underwriting, First Time Buyers, Frisco Homes, Frisco Mortgage, Frisco Mortgage Quotes, Texas First Time Buyers

FHA Loses Fight to Increase Down Payment Requirement from 3.5% to 5%

By Brad Lynch on February 23, 2010 Leave a Comment

Thanks to the NAMB (National Association of Mortgage Brokers), the fight to hold the minimum down payment for a FHA purchase at 3.5% instead of bumping it up to 5%, has been won. Today, the fight … [Read more...]

Filed Under: Frisco Mortgage Tagged With: down payment requirements, FHA changes, first time buyer, frisco refinance, NAMB, National Association of Mortgage Brokers, RESPA

Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

Connect with Brad

  • Email
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

Copyright © 2025 Brad Lynch - Your Mortgage Guy For Life · All Rights Reserved · Website Built and Managed by Digital Donkey Marketing