In the Real Estate and mortgage atmosphere of the today, finding a mortgage program that allows the least down payment possible is sought after now maybe more than ever before. The way you use the … [Read more...]
Maximum Loan Limits
FHA Conventional and VA Home Loan Limits Starting the new year off in 2019, we now have new higher maximum loan limits in the mortgage industry. FHA Loan Limit The maximum FHA loan you … [Read more...]
Mortgage Qualification Basics
Minimum Credit Score Requirements Many people still believe that qualifying for a mortgage takes a miracle...ok, not a miracle, but they think it requires near perfect credit scores. This is … [Read more...]
FHA Misconceptions By Realtors Texas
FHA is not the timely over scrutinized loan it was 10+ years ago. Closing FHA loans super-fast is more times than not, easier to do with FHA than Conventional...I know because I've been doing this for … [Read more...]
FHA Guideline Changes Expected September
FHA Changes and When to Expect Them It was expected that many of the alteration type changes to current FHA guidelines were to go into effect on June 15th 2015, but that date was pushed and … [Read more...]
FHA Reduces Mortgage Insurance Rates
Flower Mound Mortgage Company -Premier Nationwide Lending - FHA MIP Reduction In the last 10 years, we've seen FHA increase their up front mortgage insurance and their annual MIP (annual is paid … [Read more...]
Difference Between FHA and Conventional Mortgage
Conventional Mortgage vs FHA Mortgage Often times the first question that comes up with new clients, especially first time buyers, what is the difference between an FHA Mortgage and a Conventional … [Read more...]
Does FHA MIP Go Away Still
FHA Changes Means Your MIP May NOT Be Falling Off Anymore Contrary to previous FHA guidelines, even before the changes made in April of 2013, many Americans do not have the luxury of FHA mortgage … [Read more...]
Home Purchase Affected by Government Shutdown
Government Shutdown Affects Conventional and Government Loans (scroll to the bottom of this message in the comment section for updated information since original post was published...some of this … [Read more...]
Mortgage After Bankrutpcy Foreclosure or Shortsale
When can I buy or refinance my home after a foreclosure, shortsale, bankruptcy chapter 7 or 11, or after a modification? There are different times in which one must wait before they can apply for a … [Read more...]
