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Most Common Mistake During Divorce Mortgage

By Brad Lynch on July 20, 2021 2 Comments

Most Common Mistake a Post Divorce Mortgage There are about 5 or so mistakes I see commonly in post divorce mortgage lending while working with spouses after they have gone through a divorce, but the … [Read more...]

Filed Under: Mortgage Loans Tagged With: Cashout Refinance, divorce lending, divorce mortgage, divorce refinance, equity buyout, owelty, owelty refinance

Calculating Equity Division In Divorce

By Brad Lynch on June 20, 2019 Leave a Comment

Appraisal From

Equity is calculated by subtracting your mortgage balance from your appraised value.  To calculate your equity then, you have to know what your current balance of your mortgage is, and what your … [Read more...]

Filed Under: Mortgage Loans Tagged With: appraisal, appraised value, divorce appraisal, divorce refinance, equity buyout, owelty, owelty refinance, real estate appraisal, what is my home worth, what is the value of my home

Purchasing A Home After Divorce

By Brad Lynch on April 11, 2018 Leave a Comment

As an active loan officer in Texas now for over 13 years, and divorce lending being a major component of my business, the divorce as it relates to the home, house title, and the mortgage really … [Read more...]

Filed Under: divorce, Mortgage Loans, Owelty Tagged With: divorce, divorce and my home, divorce mortgage, Divorce Owelty, divorce refinance, equity buyout, Flower Mound Mortgage, home purchase after divorce, owelty, owelty refinance, texas owelty

Divorce Owelty Process In 4 Stages

By Brad Lynch on December 16, 2015 1 Comment

From Pre-Divorce Stage to Owelty Refinance Final Stage (leaving spouse receives equity money) I’ve been handling divorce clients and helping them prepare for divorce as it relates to the family home … [Read more...]

Filed Under: Mortgage Loans Tagged With: buyout, divorce attorney, divorce buyout, divorce lending, divorce mortgage, divorce refinance, owelty, owelty refinance, remove spouse from title, texas owelty, tx owelty

How To Remove Spouse From House Title

By Brad Lynch on September 18, 2013 28 Comments

Removing a spouse from the title of your property after a divorce is a very popular question.  After years of posting and originating about use of the owelty refinance as a way to split the equity in … [Read more...]

Filed Under: Mortgage Loans Tagged With: conventional refinance, divorce refinance, Flower Mound Owelty, how to remove spouse from title, owelty, owelty refinance, texas owelty, Texas Owelty Refinance, what is owelty

Owelty Mortgage Refinance Options

By Brad Lynch on December 12, 2012 3 Comments

During the process of a divorce when a couple is considering what to do with the common house, the leaving spouse many times will demand cash for the portion of equity they believe is rightfully … [Read more...]

Filed Under: Mortgage Loans Tagged With: best owelty mortgage tx, best owelty refinance, Dallas Mortgage, Divorce Owelty, divorce refinance, Flower Mound Mortgage, Frisco Mortgage, owelty specialist, texas owelty, tx owelty specialist

What Is The Owelty Refinance

By Brad Lynch on July 5, 2011 2 Comments

My Frisco locals, along with other Texas city's divorcing spouses, ask, "what exactly is an owelty refinance?"  How the whole refinance of the owelty works, and the definition of the owelty or owelty … [Read more...]

Filed Under: Mortgage Loans Tagged With: best owelty lender, divorce refinance, frisco refinance, owelty, owelty refinance, texas owelty, Texas Refinance

Texas Divorce Refinance of Owelty Video

By Brad Lynch on April 25, 2011 1 Comment

The owelty refinance is much more simple than one would think, but because it is not something every home owner in America goes through in a lifetime, many people know little about it...that goes for … [Read more...]

Filed Under: Mortgage Loans Tagged With: divorce decree, Divorce Loan, divorce refinance, owelty refinance, Refinance, split equity, texas owelty, tx owelty

Texas Owelty Pays Off Spouse During Divorce

By Brad Lynch on January 5, 2011 9 Comments

In this post, I will bring to light all the must know details of the Owelty Refinance and how it is used to compensate the spouse for their equity in the property during or just following a divorce.  … [Read more...]

Filed Under: Mortgage Loans Tagged With: Divorce Loan, divorce refinance, frisco owelty, Interest Rates, owelty refinance, owelty specialist, texas owelty, texas owelty specialist

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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