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Brad Lynch
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The 5 Most Important First Time Buyers Tips & Facts

By Brad Lynch on April 22, 2024 1 Comment

Having access to first time buyer programs is not necessarily an advantage, although it does give you additional options that non-first time buyers do not have.  If you are looking to buy your … [Read more...]

Filed Under: Down Payment Assistance, First Time Buyers, Mortgage Loans Tagged With: credit score, Down Payment Assistance, First time homebuyers, Flower Mound Mortgage, Flower Mound Real Estate, Home Buying process, Homeownership journey, Loan programs, making homeownership possible, mortgage qualification, Mortgage Rates, mortgage tips, Real estate market, tsahc

How Much Do Inquiries Hurt My Score?

By Brad Lynch on January 29, 2018 2 Comments

Credit inquiries can but do not always hurt your credit score to the extent it influences your mortgage qualification significantly. It is no secret that credit inquiries have an effect on your … [Read more...]

Filed Under: First Time Buyers, Mortgage Loans Tagged With: credit, credit bureau, credit inquiries, credit inquiry, credit score, credit scoring, does inquiries hurt my credit, mortgage credit report, mortgage credit requirement

Minimum Credit Score and Requirements After Bankruptcy Foreclosure or Short Sale

By Brad Lynch on January 4, 2011 11 Comments

Mortgage loan standards required by FHA, Conventional, and VA underwriting required after a bankruptcy, foreclosure, or short-sale with regard to seasoning after discharge and general credit score … [Read more...]

Filed Under: Mortgage Loans Tagged With: bankruptcy, Conventional, credit score, FHA, FICO, foreclosure, minimum credit score, Minimum FICO, short sale, VA

Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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