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Brad Lynch
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Maximum Loan Limits

By Brad Lynch on January 10, 2019 Leave a Comment

FHA Conventional and VA Home Loan Limits Starting the new year off in 2019, we now have new higher maximum loan limits in the mortgage industry.   FHA Loan Limit The maximum FHA loan you … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, conventional loan limit, FHA, FHA loan limit, Loan Limits, maximum conventional loan, maximum fha loan, VA, va maximum mortgage

Mortgage Qualification Basics

By Brad Lynch on January 15, 2018 Leave a Comment

Minimum Credit Score Requirements Many people still believe that qualifying for a mortgage takes a miracle...ok, not a miracle, but they think it requires near perfect credit scores.  This is … [Read more...]

Filed Under: Mortgage Loans Tagged With: can I qualify for a mortgage, Conventional, FHA, fha credit score requirements, first time buyer, flower mound FHA, flower mound fha lender, lewisville fha, lewisville fha lender, mortgage, mortgage credit score requirements, mortgage qualification, mortgage requirements, prequalifying for a mortgage

Difference Between FHA and Conventional Mortgage

By Brad Lynch on August 13, 2014 1 Comment

Conventional Mortgage vs FHA Mortgage Often times the first question that comes up with new clients, especially first time buyers, what is the difference between an FHA Mortgage and a Conventional … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, conventional mortgage, conventional mortgage flower mound, conventional vs fha, FHA, FHA mortgage, fha mortgage flower mound, FHA vs Conventional

Home Purchase Affected by Government Shutdown

By Brad Lynch on September 30, 2013 18 Comments

Government Shutdown Affects Conventional and Government Loans (scroll to the bottom of this message in the comment section for updated information since original post was published...some of this … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, conventional government shutdown, FHA, FHA government shut down, Government Shut down, government shut down home purchase, Government shutdown, how will government shutdown affect my loan, USDA, VA, VA government shutdown

Mortgage After Bankrutpcy Foreclosure or Shortsale

By Brad Lynch on August 5, 2013 26 Comments

When can I buy or refinance my home after a foreclosure, shortsale, bankruptcy chapter 7 or 11, or after a modification? There are different times in which one must wait before they can apply for a … [Read more...]

Filed Under: Mortgage Loans Tagged With: bankruptcy, Conventional, FHA, foreclosure, modification, mortgage after bankrutpcy, mortgage after foreclosure, mortgage after modification, mortgage after shortsale, shortsale, USDA, VA, wait after bankrutpcy, wait after foreclosure

Best Low Down Payment Options

By Brad Lynch on January 7, 2013 2 Comments

Home Buyers and First Time Home Buyers Low Down Payment Options Home buyers, and more specifically, First Time Home Buyers often ask what the best options in mortgage are for the lowest down payment … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, first time buyer, Frisco Mortgage, low down payment, lowest down payment, MIP, mortgage insurance, PMI

Why is 20% Down Payment the Best

By Brad Lynch on September 27, 2012 1 Comment

Why is 20% Down the Best Mortgage with the best rate? Home buyers in Texas putting up 20% down payment on the purchase of their home can get the best mortgage at the best rate.  But why? Why, since … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, best conventional loan, best conventional mortgage, Conventional, MIP, PMI, private mortgage insurance, why 20% down, why mortgage insurance

Which Loan Program Is Best For Me

By Brad Lynch on September 19, 2011 Leave a Comment

North Texas home buyers often wonder, how do I know which loan is just right for me.  Are you fishing for the right loan?There are so many options, there is no lack of wonder, why first time buyers or … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Conventional, down payment, FHA, FHA vs Conventional, Frisco Conventional, Frisco FHA, MIP, Mortgage Insurance Premium, PMI, private mortgage insurance

Flower Mound Mortgage At The Best Rate

By Brad Lynch on September 13, 2011 Leave a Comment

Frisco's own, Your Mortgage Guy For Life, extends his long experienced lending roots to Flower Mound Texas, where the corporate office is located.  If you are looking for the perfect home loan or … [Read more...]

Filed Under: Mortgage Loans Tagged With: best mortgage, Conventional, FHA, Flower Mound Mortgage, Frisco Mortgage, Jumbo, mortgage, purchase mortgage, Refinance, VA

Mortgage Rates Affected By United States Credit Rating

By Brad Lynch on August 8, 2011 1 Comment

News broke that United States would lose it's AAA credit rating in the world economy, and CNN reaffirmed that this would at least for the short term, keep mortgage rates from spiking upward.  Stocks, … [Read more...]

Filed Under: Frisco Mortgage Tagged With: american credit rating, best refinance, Conventional, credit rating, FHA, frisco refinance, Interest Rates, JUMBO refinance, Mortgage Rates, refinance rates america credit rating, VA

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Your Mortgage Guy For Life

Our Latest Blog Posts

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  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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