As an experienced Loan Officer in the industry, you never stop getting surprised on how even some of the most intelligent perceive how credit reports are derived. If you are thinking about a … [Read more...]
Renting a Home vs. Buying a Home…things that make you go, HUH
Here’s a quick note to let you know how I can help you or anyone you feel comfortable introducing me to, in making the decision whether they should stop renting and buy now, or stay where they are … [Read more...]
How To Shop Your Mortgage
This message is for those bottom line type buying a home or refinancing for the 2ND, 3rd, 4Th, and 5Th time. You only know enough to endanger the possibility of having correct expectations. In … [Read more...]
$8,000 Tax Credit Towards FHA Downpayment
HUD Secretary Donovan appeared at a NAR yesterday, and this is an exact excerpt of his remarks: "We all want to enable FHA consumers to access the tax credit funds when they close on their home loans … [Read more...]
Refinance Boom Becoming More Real w/ Rates Below 5% Today
Short and sweet! Junk mail has been hitting my inbox for about a week now talking about an expected "refi boom". Well, that looks more and more likely. Today, the 30 year fixed rate has officially … [Read more...]
What Are Mortgage Rates Going to do In the Short Term
In a report yesterday, mortgage guru at Mortgagerate.com wrote the following.The recent bond rally has driven bond prices higher and mortgage rates lower, however, I am concerned that we may see an … [Read more...]
