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The Harmful Effect of Anchoring In the Divorce Process

By Brad Lynch on March 14, 2024 Leave a Comment

The process of divorce is an emotional battle of attrition in and of its self.  In this blog post we talk about the detriment anchoring has on your crucial decision making and provide some … [Read more...]

Filed Under: divorce, Owelty Tagged With: anchoring effect, divorce, divorce and the home, divorce lenders, divorce mortgage, mortgage, owelty, Real Estate, refinance after divorce

Owelty Loans: Financing Options for Real Estate Buyouts

By Brad Lynch on February 7, 2024 Leave a Comment

As a Certified Divorce Lending Professional, I recognize that when it comes to real estate, buyouts come with complex financial scenarios. Whether it's dividing property among heirs, settling … [Read more...]

Filed Under: divorce, Owelty Tagged With: best owelty lender, certified divorce lending specialist, divorce, divorce and my home, divorce buyout, equity buyout, owelty, owelty lender, owelty mortgage, owelty refinance

Understanding Owelty in Texas Divorce: A Financial Solution for Property Division

By Brad Lynch on January 31, 2024 Leave a Comment

Divorce can be tough, especially when it comes to dividing property like houses. In Texas, there is a helpful thing they call and "owelty". Here's a simple breakdown of what they are and how they … [Read more...]

Filed Under: Owelty Tagged With: best owelty lender, divorce, divorce and my home, owelty, owelty lender, owelty mortgage, owelty refinance

Purchasing A Home After Divorce

By Brad Lynch on April 11, 2018 Leave a Comment

As an active loan officer in Texas now for over 13 years, and divorce lending being a major component of my business, the divorce as it relates to the home, house title, and the mortgage really … [Read more...]

Filed Under: divorce, Mortgage Loans, Owelty Tagged With: divorce, divorce and my home, divorce mortgage, Divorce Owelty, divorce refinance, equity buyout, Flower Mound Mortgage, home purchase after divorce, owelty, owelty refinance, texas owelty

What Is An Owelty

By Brad Lynch on May 2, 2017 Leave a Comment

The Texas Owelty - Keeping It Simple In many previous posts about the Texas Owelty, I’ve given the definition of an Owelty, and talked about the Owelty in legal terms, and every other angle.  … [Read more...]

Filed Under: Mortgage Loans, Owelty Tagged With: buy out, define owelty, divorce mortgage, divorce mortgage company, flower mound divorce, Flower Mound Owelty, owelty refinance, owelty specialist, texas owelty, what is a owelty, what is an owelty

Removing X Spouse From Mortgage Loan

By Brad Lynch on November 7, 2016 1 Comment

Are you trying to research and understand your options for removing you ex-spouse or spouse that is soon to be the ex-spouse from your mortgage loan, or you would like to be removed from the current … [Read more...]

Filed Under: Mortgage Loans, Owelty Tagged With: delete spouse, divorce lending, get spouse off mortgage, owelty refinance, refinance after divorce, refinance options after divorce, remove spouse from home loan, remove spouse from loan, remove spouse from mortgage, texas owelty, tx owelty

Texas Owelty Refinance Dos and Don’ts

By Brad Lynch on August 21, 2015 1 Comment

Review of the Texas Owelty Refinance and Its Uses, and Preparation for The Spouses and Attorneys Involved During divorce (DIVORCE OR FAMILY LAW ATTORNEYS PLEASE SEE MESSAGE TO YOU AT THE BOTTOM OF … [Read more...]

Filed Under: Owelty Tagged With: buyout spouse, buyout spouse divorce, divorce, divorce equity, divorce lending, divorce mortgage, divorce specialist, owelty, owelty refinance, owelty specialist, owelty video, remove spouse from mortgage, remove spouse from title, spouse buyout, texas divorce attorney, texas owelty, Texas Owelty Refinance, what is an owelty

Divorce and Property – 3 Options

By Brad Lynch on October 30, 2014 Leave a Comment

Divorce, Owelty, Lis Pendens, and Your Options During a divorce or after the divorce decree is completed, there are only 3 options you have in regards to what you can do with your mortgage and home. … [Read more...]

Filed Under: Mortgage Loans, Owelty, Refinance Tagged With: certified divorce lending specialist, divorce attorney tx, divorce lending, divorce mortgage, divorce mortgage specialist, divorce options, FHA owelty refinance, home options divorce, owelty refinance, owetly, tx divorce options, tx owelty refinance, va owelty refinance

Owelty Refinance Top 5 Mistakes

By Brad Lynch on June 19, 2014 Leave a Comment

Owelty Mistakes During Divorce or Splitting/Buying Out of Trust The Owelty Refinance during divorce or buyout and split of a Trust is not so tricky of a process if you know what you are doing and … [Read more...]

Filed Under: Owelty, Refinance Tagged With: divorce, divorce mortgage, Flower Mound Owelty, owelty, owelty deed, owelty lien, owelty refinance, owelty trust, special warranty deed, texas owelty

VA Refinance Divorce Mortgage and Owelty

By Brad Lynch on November 7, 2013 13 Comments

Many Loan Officers are not aware that you can use the VA Home Loan in conjunction with the owelty refinance during a divorce.   This short video explains some of the details in this process. To see … [Read more...]

Filed Under: Owelty Tagged With: Divorce Loan, divorce mortgage, Flower Mound Owelty, frisco owelty, owelty, owelty refinance, tx divorce, tx owelty, VA divorce mortgage, VA owelty, va refinance, what is owelty

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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