Your Mortgage Guy For Life

Helping Families Find Home Loans

Brad Lynch
Your Mortgage Guy For Life
Call Me! 469-450-2723

  • Home
  • About Brad
  • Testimonials
  • Reviews
  • Closing Pictures
  • Mortgage Blog
  • Contact Us
  • Get Preapproved Now!

Best Low Down Payment Options

By Brad Lynch on January 7, 2013 2 Comments

Home Buyers and First Time Home Buyers Low Down Payment Options Home buyers, and more specifically, First Time Home Buyers often ask what the best options in mortgage are for the lowest down payment … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, first time buyer, Frisco Mortgage, low down payment, lowest down payment, MIP, mortgage insurance, PMI

Owelty Mortgage Refinance Options

By Brad Lynch on December 12, 2012 3 Comments

During the process of a divorce when a couple is considering what to do with the common house, the leaving spouse many times will demand cash for the portion of equity they believe is rightfully … [Read more...]

Filed Under: Mortgage Loans Tagged With: best owelty mortgage tx, best owelty refinance, Dallas Mortgage, Divorce Owelty, divorce refinance, Flower Mound Mortgage, Frisco Mortgage, owelty specialist, texas owelty, tx owelty specialist

Fiscal Cliff Pros and Cons

By Brad Lynch on December 3, 2012 Leave a Comment

Do not talk Fiscal Cliff and how it is going to hurt Real Estate or the Mortgage Market unless you know the facts of it all.  Typically, the world delivers us choices and options, plan A and plan B, … [Read more...]

Filed Under: Mortgage Loans Tagged With: Ben Bernanke, economics, fiscal cliff, fiscal cliff mortgage, fiscal cliff real estate

FHA To Add Tough Changes

By Brad Lynch on November 26, 2012 Leave a Comment

FHA Home Loan Increase in MIP and MORE! It was announced that FHA is making some additional changes that increase the American Homebuyers monthly cost in house payment, and they plan to stick you … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA changes, FHA Home Loan, FHA MIP changes, first time buyer, how long MIP, MIP, MIP increase, what is MIP

How To Avoid PMI On Conventional Mortgages

By Brad Lynch on October 1, 2012 2 Comments

Home buyers in Flower Mound inquire quite often about the various ways in which they can use conventional lending and avoid  PMI (Private Mortgage Insurance).  In this post, I am going to talk about … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, avoid mortgage insurance, avoid pmi, how to avoid mortgage insurance, how to avoid PMI, lowest down payment mortgage, mortgage insurance, PMI, private mortgage insurance

Why is 20% Down Payment the Best

By Brad Lynch on September 27, 2012 1 Comment

Why is 20% Down the Best Mortgage with the best rate? Home buyers in Texas putting up 20% down payment on the purchase of their home can get the best mortgage at the best rate.  But why? Why, since … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, best conventional loan, best conventional mortgage, Conventional, MIP, PMI, private mortgage insurance, why 20% down, why mortgage insurance

What Happens When I Miss My Closing Date

By Brad Lynch on July 30, 2012 Leave a Comment

Everyday in America, new home buyers and refinance folks miss their target close date because of their lender not processing or having their mortgage loan prepared in time for closing.  If you are … [Read more...]

Filed Under: Frisco Mortgage, Mortgage Loans Tagged With: change lender, fast fha purchase, fast home loan, fast lender, fast purchase mortgage, hero lender, lender troubles, miss closing, miss closing date, slow lender

Flower Mound and Dallas Area Fast Mortgage Heroes

By Brad Lynch on July 25, 2012 2 Comments

Fast Efficient Refinance and Home Purchase Mortgages The home loan industry in the Dallas area, including cities like Flower Mound and Frisco for sure, is seeing a high volume of business and many … [Read more...]

Filed Under: Mortgage Loans Tagged With: Flower Mound fast Home Loan, Flower Mound Fast Refinance, Flower Mound Mortgage, Frisco Fast Home Loan, Frisco Fast Refinance, Frisco Mortgage

Your Mortgage Guy For Life Gets D Magazine Best for 2012

By Brad Lynch on June 22, 2012 Leave a Comment

A special thanks to my past clients for voting me in.  Thanks to the surveys of many of my past clients, I received D Magazine Top Mortgage Professionals for the 2nd year in a row...2012.  Much … [Read more...]

Filed Under: Mortgage Loans Tagged With: Best Mortgage Flower Mound, Best Mortgage Frisco, Flower Mound Mortgage, Frisco Mortgage

FHA Mortgage Insurance Change Effective June 11

By Brad Lynch on June 7, 2012 Leave a Comment

HUD has announced reduced upfront and annual MIP for FHA streamline refinances for borrowers who currently have an FHA mortgage that was endorsed PRIOR TO June 1, 2009.  For borrowers whose current … [Read more...]

Filed Under: Mortgage Loans Tagged With: fast FHA refinance, FHA MIP changes, FHA Streamline Refinace, lower mip, reduce mortgage insurance

« Previous Page
Next Page »
Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

Connect with Brad

  • Email
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

Copyright © 2025 Brad Lynch - Your Mortgage Guy For Life · All Rights Reserved · Website Built and Managed by Digital Donkey Marketing