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How To Remove Spouse From House Title

By Brad Lynch on September 18, 2013 28 Comments

Removing a spouse from the title of your property after a divorce is a very popular question.  After years of posting and originating about use of the owelty refinance as a way to split the equity in … [Read more...]

Filed Under: Mortgage Loans Tagged With: conventional refinance, divorce refinance, Flower Mound Owelty, how to remove spouse from title, owelty, owelty refinance, texas owelty, Texas Owelty Refinance, what is owelty

Mortgage Rate Lock and Shop

By Brad Lynch on August 30, 2013 10 Comments

The company I work for, Premier Nationwide Lending, has opened up a new program designed to help protect buyers all over Texas, in times of rising rates.  In the last 3-4 months, we've seen rates go … [Read more...]

Filed Under: Mortgage Loans Tagged With: best mortgage company, Flower Mound Lock and Shop, Flower Mound Mortgage, lock and shop interest rate, lock and shop mortgage, Premier Nationwide Lending Lock and Shop, rising interest rates

Mortgage After Bankrutpcy Foreclosure or Shortsale

By Brad Lynch on August 5, 2013 26 Comments

When can I buy or refinance my home after a foreclosure, shortsale, bankruptcy chapter 7 or 11, or after a modification? There are different times in which one must wait before they can apply for a … [Read more...]

Filed Under: Mortgage Loans Tagged With: bankruptcy, Conventional, FHA, foreclosure, modification, mortgage after bankrutpcy, mortgage after foreclosure, mortgage after modification, mortgage after shortsale, shortsale, USDA, VA, wait after bankrutpcy, wait after foreclosure

Avoiding Online Identity Scams Before Home Financing

By Brad Lynch on July 15, 2013 16 Comments

Best Mortgage Clients Vicitms in Credit Scams At Premier Nationwide Lending, we hear about identity fraud from our clients every day.  New buyers and refinancers that rarely use their credit scores … [Read more...]

Filed Under: Mortgage Loans Tagged With: credit and mortgage, how to avoid identity theft, identity theft, mortgage credit scams, mortgage identity theft, prequalifying for a mortgage

Rising Rates Reduce Demand But Will Not Eliminate Affordability

By Brad Lynch on July 9, 2013 24 Comments

THE INCREASE IN MORTGAGE RATES COUPLED WITH RISING HOME PRICES MAY DAMPEN DEMAND, BUT THE RECENT UPWARD MOVEMENT IN RATES IS NOT ENOUGH TO MAKE HOUSING UNAFFORDABLE TO MEDIAN INCOME EARNERS, ACCORDING … [Read more...]

Filed Under: Mortgage Loans Tagged With: economic recovery, Freddie Mac, housing recovery, Mortgage Rates, US economy, what are rates doing

FHA For First Time Home Buyers

By Brad Lynch on March 12, 2013 2 Comments

3 Simple Reasons Why FHA is Great For First Time Home Buyers Seller Contribution amount-  FHA will allow for the highest seller contribution versus a conventional loan...FHA 6% seller … [Read more...]

Filed Under: Mortgage Loans Tagged With: 1st time buyer, 3.5% down payment, 6% seller contribution, Best FHA lender, best rate fha flower mound, best rate fha frisco, FHA, FHA underwriting, first time buyer, First Time Buyers, low down payment, minimum down payment, Seller Contribution

Mortgage Applicants Report Signs of Seller’s Market

By Brad Lynch on February 25, 2013 10 Comments

3 Easy Ways to Get Ahead As a Buyer in a Seller's Market Do your homework on a house before you make an offer.  This means, use your Real Estate agent and find out how long the house has been on … [Read more...]

Filed Under: Mortgage Loans Tagged With: fast mortgage, flower mound FHA, Flower Mound Homes, Flower Mound Mortgage, Flower Mound Real Estate, home buyer, items for underwriting, list my home, seller's market

The Best FHA Mortgage Company And Best Fixed Rate

By Brad Lynch on February 20, 2013 19 Comments

Competing With the Major Banks and Sweat Shop Internet Companies, We Are Still the Best FHA Option & Best Rate Premier Nationwide Lending, a North Texas Financial Network, inc (aka PNL, a NTFN … [Read more...]

Filed Under: Mortgage Loans Tagged With: 30 year fixed mortgage, 30 year fixed rate, bank vs broker, banker vs broker, best interest rate, best mortgage company flower mound, First Time Buyers, mortgage insurance, refinance Frisco Homes

How Do Credit Reports Determine My Score

By Brad Lynch on February 12, 2013 Leave a Comment

There is a certain emphasis on different variables in your credit report that vary depending on what the bureaus think is more important.  On some variables, there are more emphasis than others.  … [Read more...]

Filed Under: Mortgage Loans Tagged With: credit, credit report, credit score mortgage, mortgage credit report

Apply Online to Refinance Locally Frisco and Flower Mound FHA

By Brad Lynch on January 10, 2013 Leave a Comment

Apply Online With Local Mortgage Company Frisco, Plano, and Flower Mound If you are looking to work with a local Mortgage company to refinance your current FHA home loan, our corporate office is … [Read more...]

Filed Under: Mortgage Loans, Refinance Tagged With: apply now, apply online, apply online FHA, apply online flower mound, apply online frisco, fast online application, FHA refinance, Flower Mound Online application, Frisco online application

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Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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