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Brad Lynch
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FHA: 100% Financing

By Brad Lynch on July 9, 2024 Leave a Comment

In the Real Estate and mortgage atmosphere of the today, finding a mortgage program that allows the least down payment possible is sought after now maybe more than ever before. The way you use the … [Read more...]

Filed Under: Down Payment Assistance, First Time Buyers, Mortgage Loans Tagged With: #ymgfl, 100%financing, Down Payment Assistance, downpayment assistance, fast preapproval, FHA, first time buyer, first time buyer tips, First Time Buyers, low down payment, preapproval, your mortgage guy for life, Zero Down Payment

The 5 Most Important First Time Buyers Tips & Facts

By Brad Lynch on April 22, 2024 1 Comment

Having access to first time buyer programs is not necessarily an advantage, although it does give you additional options that non-first time buyers do not have.  If you are looking to buy your … [Read more...]

Filed Under: Down Payment Assistance, First Time Buyers, Mortgage Loans Tagged With: credit score, Down Payment Assistance, First time homebuyers, Flower Mound Mortgage, Flower Mound Real Estate, Home Buying process, Homeownership journey, Loan programs, making homeownership possible, mortgage qualification, Mortgage Rates, mortgage tips, Real estate market, tsahc

Understanding the Nuances: Mortgage Prequalification vs. Mortgage Preapproval

By Brad Lynch on February 26, 2024 1 Comment

In the exciting journey of purchasing a home, navigating the terminology and processes involved can feel like diving into a sea of jargon. Two terms often encountered in this realm are "mortgage … [Read more...]

Filed Under: First Time Buyers, Mortgage Loans Tagged With: first time buyer, Flower Mound Mortgage, get preapproved, mortgage tips, preapproval, prequalification, prequalification vs preapproval, your mortgage guy for life

How Much Do Inquiries Hurt My Score?

By Brad Lynch on January 29, 2018 2 Comments

Credit inquiries can but do not always hurt your credit score to the extent it influences your mortgage qualification significantly. It is no secret that credit inquiries have an effect on your … [Read more...]

Filed Under: First Time Buyers, Mortgage Loans Tagged With: credit, credit bureau, credit inquiries, credit inquiry, credit score, credit scoring, does inquiries hurt my credit, mortgage credit report, mortgage credit requirement

Home Shopping In 3 Steps

By Brad Lynch on November 13, 2012 Leave a Comment

The dumb down 3 step home shopping process is easy and simple.  I've shared this with many of my past mortgage clients over the past 10 years.  Home buying clients of mine came to me 5, 6, 7, and/or 8 … [Read more...]

Filed Under: First Time Buyers Tagged With: 3 step buying process, 30 year fixed mortgage, 30 yr mortgage, first time buyer, Flower Mound Homes, Flower Mound Real Estate, Flower Mound Realtors, Frisco Homes, Frisco Realtors, Home Buying process, move up buyer, steps to buying a home

Part I: How To Prepare for My Home Loan Process

By Brad Lynch on May 19, 2010 Leave a Comment

NEEDS DOCUMENTATION LIST FOR YOUR TRANSACTION Fannie Mae   and  Freddie Mac   are the governing bodies of home loans in American, and any loan originated through an FDIC related lending … [Read more...]

Filed Under: First Time Buyers Tagged With: Conventional, Fannie Mae, FHA, first time buyer, Freddie Mac, Frisco Mortgage, Loan Docuements

Home Buyer Tax Credit Expiring

By Brad Lynch on April 28, 2010 Leave a Comment

It looks like all hopes for an extension on the First Time Buyer and Move Up Buyer Tax Credit are dwindling. Not too long ago, here, you found the post about the chances of the Tax Credit being … [Read more...]

Filed Under: First Time Buyers Tagged With: buyer, First time buyer tax credit, Frisco Home Loan, Frisco Homes for Sale, Frisco Mortgage, move up buyer tax credit, seller

Tax Credit Ending and Maybe For Good

By Brad Lynch on April 6, 2010 1 Comment

Realtors, Custom Builder company owners, title agents, and loan officers look for another tax credit extension, but economists and senate gives signs that it won't. One meeting after another, … [Read more...]

Filed Under: First Time Buyers Tagged With: first time buyer, First time buyer tax credit, Frisco Mortgage, frisco mortgage rates, Interest Rates, move up buyer tax credit, Tax Credit

Brad Lynch You Tube Mortgage Clip Introduction

By Brad Lynch on January 13, 2010 Leave a Comment

Who is Brad Lynch, and at what angles does he go about business as he works with First Time Home buyers, Move Up buyers, VA prospects, and FHA prospects in Frisco, Plano, McKinney, and North Dallas to … [Read more...]

Filed Under: First Time Buyers Tagged With: best rate mortgage, buy home, first time buyer, Frisco Banker, Frisco Broker, Frisco Home Buyers, Frisco Mortgage, mortgage quotes

Tax Credit Extension…Almost There and It Includes Move Up Buyers

By Brad Lynch on November 3, 2009 Leave a Comment

The Senate has done their part in a 85-2 vote to move the tax credit forward. Now, Obama can put his blessing on the bill this week or next and it'll be official. This makes it a farely certain deal … [Read more...]

Filed Under: First Time Buyers Tagged With: 000, 8, first time buyer, First time buyer tax credit, Frisco Homes, Frisco Mortgage, Tax Credit

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Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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