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Brad Lynch
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Dallas Jobs and Employment Related to Real Estate and Mortgage

By Brad Lynch on June 25, 2012 Leave a Comment

Just yesterday, Ted Jones, the Chief Economist for Stewart Title, gave his annual economic forecast.  Ted always brings hard facts and he doesn't always just tell us what we want to hear.  In a … [Read more...]

Filed Under: Frisco Real Estate Tagged With: home prices in Dallas, home prices in DFW, Home Sales Frisco, home sales in Dallas, unemployment and home sales, unemployment and housing

Your Mortgage Guy For Life Gets D Magazine Best for 2012

By Brad Lynch on June 22, 2012 Leave a Comment

A special thanks to my past clients for voting me in.  Thanks to the surveys of many of my past clients, I received D Magazine Top Mortgage Professionals for the 2nd year in a row...2012.  Much … [Read more...]

Filed Under: Mortgage Loans Tagged With: Best Mortgage Flower Mound, Best Mortgage Frisco, Flower Mound Mortgage, Frisco Mortgage

FHA Mortgage Insurance Change Effective June 11

By Brad Lynch on June 7, 2012 Leave a Comment

HUD has announced reduced upfront and annual MIP for FHA streamline refinances for borrowers who currently have an FHA mortgage that was endorsed PRIOR TO June 1, 2009.  For borrowers whose current … [Read more...]

Filed Under: Mortgage Loans Tagged With: fast FHA refinance, FHA MIP changes, FHA Streamline Refinace, lower mip, reduce mortgage insurance

FHA Mortgage Insurance Changes Again

By Brad Lynch on March 28, 2012 Leave a Comment

My Flower Mound and Frisco Mortgage clients are talking about these FHA changes, and have lots of questions, so I figured all my other clients in Texas would appreciate the answers to these frequently … [Read more...]

Filed Under: Mortgage Loans Tagged With: Annual MIP, FHA, FHA MIP going up, FHA Mortgage Insurance, first time buyer, MIP changes, mortgage insurance, Mortgage Insurance Premium, PMI, Up Front Mortgage Insurance

Rules In Refinancing Home Improvement Loans

By Brad Lynch on March 14, 2012 Leave a Comment

Trouble in Highland Village Flower Mound With Mortgage Home Improvement Mishap A close friend in Highland Village was building onto his current home and using a true home improvement loan.  His … [Read more...]

Filed Under: Mortgage Loans Tagged With: Flower Mound Home Improvement, Highland Village Home Improvement, Home Improvement Refinance, Texas Cashout Refinance

Home Improvement vs Texas Cashout Mortgage

By Brad Lynch on March 12, 2012 7 Comments

What is the difference between a home improvement loan, and a Texas Cashout or Texas Cash-Out Mortgage? You have been talking to your lender and there is a chance they got you into a sticky situation … [Read more...]

Filed Under: Refinance Tagged With: Flower Mound Cashout Refinance, Home Improvement, Home Improvement Refinance, Home Improvement vs Texas Cashout, Texas Cash-Out, Texas Cashout

Fannie Mae Refinance Plus and DU Refi Plus

By Brad Lynch on February 15, 2012 Leave a Comment

Lets make this a quick and to the point post on what the advantages of refinancing your mortgage with these Refinance Plus Mortgages are. This program was designed solely for homeowners that … [Read more...]

Filed Under: Refinance Tagged With: Fannie Mae Refinance, Fannie Mae Refinance Plus, Fannie Mortgage, Fannie Refi Plus elibigility, flower mound refinance, frisco refinance, Refi Plus

What Is The Best Time To Refinance My Mortgage

By Brad Lynch on January 9, 2012 Leave a Comment

When talking to my loyal mortgage clients in Flower Mound and Frisco, they usually ask me when the best time to refinance their home is.  The obvious answer to that requires careful calculating of … [Read more...]

Filed Under: Mortgage Loans Tagged With: best time to refinance flower mound, best time to refinance frisco, Flower Mound Mortgage, flower mound refinance, Frisco Mortgage, frisco refinance, Refinance

Owelty and Common Law

By Brad Lynch on November 8, 2011 1 Comment

Upon every Texas Owelty Refinance transaction, I learn that there is an endless amount of misunderstood variables that individuals will encounter during a divorce.  Today, on my video post on YouTube … [Read more...]

Filed Under: Frisco Mortgage Tagged With: 2nd divorce, common law, Divorce Owelty, refinance owelty, tx owelty

What Are Mortgage Rates Today

By Brad Lynch on November 2, 2011 Leave a Comment

We are a locally owned and run mortgage company, and work primarily in Frisco and Flower Mound TX.  Although, we handle business all inside the Texas borders and we close our loans on time for … [Read more...]

Filed Under: Frisco Mortgage Tagged With: flower mound mortgage rates, flower mound refinance, frisco mortgage rates, frisco refinance, mortgage companies, mortgage company, Mortgage Rates, mortgage rates in Flower Mound, mortgage rates in frisco, what are rates

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Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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