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Brad Lynch
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Fiscal Cliff Pros and Cons

By Brad Lynch on December 3, 2012 Leave a Comment

Do not talk Fiscal Cliff and how it is going to hurt Real Estate or the Mortgage Market unless you know the facts of it all.  Typically, the world delivers us choices and options, plan A and plan B, … [Read more...]

Filed Under: Mortgage Loans Tagged With: Ben Bernanke, economics, fiscal cliff, fiscal cliff mortgage, fiscal cliff real estate

FHA To Add Tough Changes

By Brad Lynch on November 26, 2012 Leave a Comment

FHA Home Loan Increase in MIP and MORE! It was announced that FHA is making some additional changes that increase the American Homebuyers monthly cost in house payment, and they plan to stick you … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA changes, FHA Home Loan, FHA MIP changes, first time buyer, how long MIP, MIP, MIP increase, what is MIP

Home Shopping In 3 Steps

By Brad Lynch on November 13, 2012 Leave a Comment

The dumb down 3 step home shopping process is easy and simple.  I've shared this with many of my past mortgage clients over the past 10 years.  Home buying clients of mine came to me 5, 6, 7, and/or 8 … [Read more...]

Filed Under: First Time Buyers Tagged With: 3 step buying process, 30 year fixed mortgage, 30 yr mortgage, first time buyer, Flower Mound Homes, Flower Mound Real Estate, Flower Mound Realtors, Frisco Homes, Frisco Realtors, Home Buying process, move up buyer, steps to buying a home

DU Refinance Plus for Investment Property

By Brad Lynch on October 11, 2012 1 Comment

Texas Best Investment Home Mortgage Fannie Mae DU Refi Plus Refinance Fannie Mae introduced a refinance program for borrowers with investor properties that have an investment home currently financed … [Read more...]

Filed Under: Refinance Tagged With: Flower Mound investment refinance, frisco investment refinance, investment refi plus, investment refi plus refinance, investment refinance, Refi Plus, refi plus refinance

How To Avoid PMI On Conventional Mortgages

By Brad Lynch on October 1, 2012 2 Comments

Home buyers in Flower Mound inquire quite often about the various ways in which they can use conventional lending and avoid  PMI (Private Mortgage Insurance).  In this post, I am going to talk about … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, avoid mortgage insurance, avoid pmi, how to avoid mortgage insurance, how to avoid PMI, lowest down payment mortgage, mortgage insurance, PMI, private mortgage insurance

Why is 20% Down Payment the Best

By Brad Lynch on September 27, 2012 1 Comment

Why is 20% Down the Best Mortgage with the best rate? Home buyers in Texas putting up 20% down payment on the purchase of their home can get the best mortgage at the best rate.  But why? Why, since … [Read more...]

Filed Under: Mortgage Loans Tagged With: 20% down, 20% down payment, best conventional loan, best conventional mortgage, Conventional, MIP, PMI, private mortgage insurance, why 20% down, why mortgage insurance

Best Way To Use Mortgage In Divorce

By Brad Lynch on August 13, 2012 1 Comment

How To Implement the Refinance In Writing the Divorce Decree For a number of years now, I have played a very key roll in devising the best and most reliable plan to split the equity in a home during … [Read more...]

Filed Under: Owelty Tagged With: divorce attorney, divorce lawyer, divorce mortgage, flower mound divorce, frisco divorce, owelty refinance, texas divorce, texas divorce refinance, texas family law

VA Interest Rate Reduction Loan Refinance

By Brad Lynch on July 31, 2012 1 Comment

VA Interest Rate Reduction Loan Super Savings Refinance LOOK, I'm just going to say that if I was military and had a VA loan with a rate higher than 4.75% or so, I'd be looking at this VA refinance.  … [Read more...]

Filed Under: Refinance Tagged With: VA Flower Mound IRRL, VA FLower Mound Refinance, VA Frisco Refinance, VA Interest Rate Reduction Loan, VA IRRL, va refinance

What Happens When I Miss My Closing Date

By Brad Lynch on July 30, 2012 Leave a Comment

Everyday in America, new home buyers and refinance folks miss their target close date because of their lender not processing or having their mortgage loan prepared in time for closing.  If you are … [Read more...]

Filed Under: Frisco Mortgage, Mortgage Loans Tagged With: change lender, fast fha purchase, fast home loan, fast lender, fast purchase mortgage, hero lender, lender troubles, miss closing, miss closing date, slow lender

Flower Mound and Dallas Area Fast Mortgage Heroes

By Brad Lynch on July 25, 2012 2 Comments

Fast Efficient Refinance and Home Purchase Mortgages The home loan industry in the Dallas area, including cities like Flower Mound and Frisco for sure, is seeing a high volume of business and many … [Read more...]

Filed Under: Mortgage Loans Tagged With: Flower Mound fast Home Loan, Flower Mound Fast Refinance, Flower Mound Mortgage, Frisco Fast Home Loan, Frisco Fast Refinance, Frisco Mortgage

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Your Mortgage Guy For Life

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  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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