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Refinancing With Your Current Lender Is Not Easier

By Brad Lynch on May 24, 2013 12 Comments

Refinancing With Current Bank for Ease Misconception This likely is not the first time I have posted about this topic, but I feel sorry for the local Frisco and Flower Mound homeowners I talk to … [Read more...]

Filed Under: Refinance Tagged With: best flower mound mortgage company, best frisco mortgage company, best lender, flower mound refinance, frisco refinance, refinance flower mound, refinance Frisco, refinance my home

FHA For First Time Home Buyers

By Brad Lynch on March 12, 2013 2 Comments

3 Simple Reasons Why FHA is Great For First Time Home Buyers Seller Contribution amount-  FHA will allow for the highest seller contribution versus a conventional loan...FHA 6% seller … [Read more...]

Filed Under: Mortgage Loans Tagged With: 1st time buyer, 3.5% down payment, 6% seller contribution, Best FHA lender, best rate fha flower mound, best rate fha frisco, FHA, FHA underwriting, first time buyer, First Time Buyers, low down payment, minimum down payment, Seller Contribution

FHA Mortgage Changes 2013 for April

By Brad Lynch on March 6, 2013 Leave a Comment

FHA borrowers and home buyers, mayday mayday mayday.  FHA is upping the anti again.  We are expecting FHA to make some changes in April of this year, 2013.  These changes will not only cost you more … [Read more...]

Filed Under: Frisco Mortgage Tagged With: Best FHA lender, Best FHA rate flower mound, FHA 30yr fixed, FHA best rate frisco, FHA changes 2013, FHA changes April, FHA changes April 2013, FHA Flower Mound, FHA Frisco, FHA mortgage, mortgage insurance changes

Mortgage Applicants Report Signs of Seller’s Market

By Brad Lynch on February 25, 2013 10 Comments

3 Easy Ways to Get Ahead As a Buyer in a Seller's Market Do your homework on a house before you make an offer.  This means, use your Real Estate agent and find out how long the house has been on … [Read more...]

Filed Under: Mortgage Loans Tagged With: fast mortgage, flower mound FHA, Flower Mound Homes, Flower Mound Mortgage, Flower Mound Real Estate, home buyer, items for underwriting, list my home, seller's market

The Best FHA Mortgage Company And Best Fixed Rate

By Brad Lynch on February 20, 2013 19 Comments

Competing With the Major Banks and Sweat Shop Internet Companies, We Are Still the Best FHA Option & Best Rate Premier Nationwide Lending, a North Texas Financial Network, inc (aka PNL, a NTFN … [Read more...]

Filed Under: Mortgage Loans Tagged With: 30 year fixed mortgage, 30 year fixed rate, bank vs broker, banker vs broker, best interest rate, best mortgage company flower mound, First Time Buyers, mortgage insurance, refinance Frisco Homes

USDA Mortgage for Texas Home Buyers

By Brad Lynch on February 18, 2013 Leave a Comment

USDA has a new Texas only guideline.  We no longer have to count the debts for the NPS (NPS=Non-Purchasing Souse...the definition of a NPS is a spouse that is not going on the loan, and not using … [Read more...]

Filed Under: USDA Tagged With: Apply for USDA loan, Best USDA mortgage company, Texas USDA, USDA changes, USDA Guarantee Fee, USDA mortgage Insurance, USDA zero down payment

How Do Credit Reports Determine My Score

By Brad Lynch on February 12, 2013 Leave a Comment

There is a certain emphasis on different variables in your credit report that vary depending on what the bureaus think is more important.  On some variables, there are more emphasis than others.  … [Read more...]

Filed Under: Mortgage Loans Tagged With: credit, credit report, credit score mortgage, mortgage credit report

Apply Online to Refinance Locally Frisco and Flower Mound FHA

By Brad Lynch on January 10, 2013 Leave a Comment

Apply Online With Local Mortgage Company Frisco, Plano, and Flower Mound If you are looking to work with a local Mortgage company to refinance your current FHA home loan, our corporate office is … [Read more...]

Filed Under: Mortgage Loans, Refinance Tagged With: apply now, apply online, apply online FHA, apply online flower mound, apply online frisco, fast online application, FHA refinance, Flower Mound Online application, Frisco online application

Best Low Down Payment Options

By Brad Lynch on January 7, 2013 2 Comments

Home Buyers and First Time Home Buyers Low Down Payment Options Home buyers, and more specifically, First Time Home Buyers often ask what the best options in mortgage are for the lowest down payment … [Read more...]

Filed Under: Mortgage Loans Tagged With: Conventional, FHA, first time buyer, Frisco Mortgage, low down payment, lowest down payment, MIP, mortgage insurance, PMI

Owelty Mortgage Refinance Options

By Brad Lynch on December 12, 2012 3 Comments

During the process of a divorce when a couple is considering what to do with the common house, the leaving spouse many times will demand cash for the portion of equity they believe is rightfully … [Read more...]

Filed Under: Mortgage Loans Tagged With: best owelty mortgage tx, best owelty refinance, Dallas Mortgage, Divorce Owelty, divorce refinance, Flower Mound Mortgage, Frisco Mortgage, owelty specialist, texas owelty, tx owelty specialist

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Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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