Many Loan Officers are not aware that you can use the VA Home Loan in conjunction with the owelty refinance during a divorce. This short video explains some of the details in this process. To see … [Read more...]
Government Shutdown Stops Loan Processes
How does the government shut down affect my loan? (See comments below this post for updates to status on processing...good news there!!!) Very quickly, I wanted to post another message about how … [Read more...]
Home Purchase Affected by Government Shutdown
Government Shutdown Affects Conventional and Government Loans (scroll to the bottom of this message in the comment section for updated information since original post was published...some of this … [Read more...]
How To Remove Spouse From House Title
Removing a spouse from the title of your property after a divorce is a very popular question. After years of posting and originating about use of the owelty refinance as a way to split the equity in … [Read more...]
Mortgage Rate Lock and Shop
The company I work for, Premier Nationwide Lending, has opened up a new program designed to help protect buyers all over Texas, in times of rising rates. In the last 3-4 months, we've seen rates go … [Read more...]
Owelty To Siblings Upon Parent Death
Owelty To Settle a Trust Using a/your mortgage or a new mortgage is a good way to pay off an owelty to Siblings upon liquidation of a parents property. There are a number of ways to use an owelty, … [Read more...]
Mortgage After Bankrutpcy Foreclosure or Shortsale
When can I buy or refinance my home after a foreclosure, shortsale, bankruptcy chapter 7 or 11, or after a modification? There are different times in which one must wait before they can apply for a … [Read more...]
FHA Mortgage Basics
What is annual MIP in regards to an FHA mortgage? Annual MIP = annual Mortgage Insurance Premium. The annual MIP is the portion of mortgage insurance that is paid as a monthly payment. This is … [Read more...]
Avoiding Online Identity Scams Before Home Financing
Best Mortgage Clients Vicitms in Credit Scams At Premier Nationwide Lending, we hear about identity fraud from our clients every day. New buyers and refinancers that rarely use their credit scores … [Read more...]
Rising Rates Reduce Demand But Will Not Eliminate Affordability
THE INCREASE IN MORTGAGE RATES COUPLED WITH RISING HOME PRICES MAY DAMPEN DEMAND, BUT THE RECENT UPWARD MOVEMENT IN RATES IS NOT ENOUGH TO MAKE HOUSING UNAFFORDABLE TO MEDIAN INCOME EARNERS, ACCORDING … [Read more...]
