Government Shutdown Affects Conventional and Government Loans (scroll to the bottom of this message in the comment section for updated information since original post was published...some of this … [Read more...]
How To Remove Spouse From House Title
Removing a spouse from the title of your property after a divorce is a very popular question. After years of posting and originating about use of the owelty refinance as a way to split the equity in … [Read more...]
Mortgage Rate Lock and Shop
The company I work for, Premier Nationwide Lending, has opened up a new program designed to help protect buyers all over Texas, in times of rising rates. In the last 3-4 months, we've seen rates go … [Read more...]
Owelty To Siblings Upon Parent Death
Owelty To Settle a Trust Using a/your mortgage or a new mortgage is a good way to pay off an owelty to Siblings upon liquidation of a parents property. There are a number of ways to use an owelty, … [Read more...]
Mortgage After Bankrutpcy Foreclosure or Shortsale
When can I buy or refinance my home after a foreclosure, shortsale, bankruptcy chapter 7 or 11, or after a modification? There are different times in which one must wait before they can apply for a … [Read more...]
FHA Mortgage Basics
What is annual MIP in regards to an FHA mortgage? Annual MIP = annual Mortgage Insurance Premium. The annual MIP is the portion of mortgage insurance that is paid as a monthly payment. This is … [Read more...]
Avoiding Online Identity Scams Before Home Financing
Best Mortgage Clients Vicitms in Credit Scams At Premier Nationwide Lending, we hear about identity fraud from our clients every day. New buyers and refinancers that rarely use their credit scores … [Read more...]
Rising Rates Reduce Demand But Will Not Eliminate Affordability
THE INCREASE IN MORTGAGE RATES COUPLED WITH RISING HOME PRICES MAY DAMPEN DEMAND, BUT THE RECENT UPWARD MOVEMENT IN RATES IS NOT ENOUGH TO MAKE HOUSING UNAFFORDABLE TO MEDIAN INCOME EARNERS, ACCORDING … [Read more...]
Refinancing With Your Current Lender Is Not Easier
Refinancing With Current Bank for Ease Misconception This likely is not the first time I have posted about this topic, but I feel sorry for the local Frisco and Flower Mound homeowners I talk to … [Read more...]
FHA For First Time Home Buyers
3 Simple Reasons Why FHA is Great For First Time Home Buyers Seller Contribution amount- FHA will allow for the highest seller contribution versus a conventional loan...FHA 6% seller … [Read more...]
