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Mortgage Insurance Yes or NO

By Brad Lynch on April 28, 2016 Leave a Comment

3 Primary Conventional Loan Options...Less than 20% Down Payment (To Apply Today to inquire about your options, click the Apply Now! tab in the top right of this page or call me at 469 450 … [Read more...]

Filed Under: Mortgage Loans Tagged With: 2nd lien mortgage, avoiding mortgage insurance, conventional mortgage, Flower Mound Mortgage, flower mound mortgage insurance, MIP, mortgage insurance, mortgage insurance options, PMI

Flower Mound Mortgage Refinance

By Brad Lynch on February 19, 2016 Leave a Comment

Mortgage Rates Dropped Considerably in January 2016 The chart below shows how the market has moved since April 2015 below.  Keep in mind, the chart lines run inversly to rates, so when the lines go … [Read more...]

Filed Under: Refinance Tagged With: FHA Mortgage Insurance, flower mound conventional, flower mound FHA, flower mound fha mortgage, Flower Mound Mortgage, flower mound refinance, lower my monthly payment, reduce my mortgage insurance

Divorce Owelty Process In 4 Stages

By Brad Lynch on December 16, 2015 1 Comment

From Pre-Divorce Stage to Owelty Refinance Final Stage (leaving spouse receives equity money) I’ve been handling divorce clients and helping them prepare for divorce as it relates to the family home … [Read more...]

Filed Under: Mortgage Loans Tagged With: buyout, divorce attorney, divorce buyout, divorce lending, divorce mortgage, divorce refinance, owelty, owelty refinance, remove spouse from title, texas owelty, tx owelty

FHA Misconceptions By Realtors Texas

By Brad Lynch on October 21, 2015 Leave a Comment

FHA is not the timely over scrutinized loan it was 10+ years ago. Closing FHA loans super-fast is more times than not, easier to do with FHA than Conventional...I know because I've been doing this for … [Read more...]

Filed Under: Mortgage Loans Tagged With: FHA, fha appraisal, FHA vs Conventional, flower mound FHA, MIP, mortgage insurance, Mortgage Insurance Premium

Texas Owelty Refinance Dos and Don’ts

By Brad Lynch on August 21, 2015 1 Comment

Review of the Texas Owelty Refinance and Its Uses, and Preparation for The Spouses and Attorneys Involved During divorce (DIVORCE OR FAMILY LAW ATTORNEYS PLEASE SEE MESSAGE TO YOU AT THE BOTTOM OF … [Read more...]

Filed Under: Owelty Tagged With: buyout spouse, buyout spouse divorce, divorce, divorce equity, divorce lending, divorce mortgage, divorce specialist, owelty, owelty refinance, owelty specialist, owelty video, remove spouse from mortgage, remove spouse from title, spouse buyout, texas divorce attorney, texas owelty, Texas Owelty Refinance, what is an owelty

FHA Guideline Changes Expected September

By Brad Lynch on July 20, 2015 Leave a Comment

FHA Changes and When to Expect Them It was expected that many of the alteration type changes to current FHA guidelines were to go into effect on June 15th 2015, but that date was pushed and … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound fha lender, FHA, FHA changes, fha changes effective date, fha gift funds, FHA seller contribution, flower mound FHA, Flower Mound Mortgage

Flower Mound and DFW Down Payment Assistance Mortgage

By Brad Lynch on February 27, 2015 1 Comment

Down Payment Assistance is Premier Nationwide Lending's forte.  We do normal home purchase loans through FHA, Conventional, and we do Jumbo, but through the years we have become one of the top North … [Read more...]

Filed Under: Mortgage Loans Tagged With: dallas down payment assistance, dallas first time buyer, Down Payment Assistance, first time buyer, first time buyer dallas, first time buyer flower mound, flower mound home loan, Flower Mound Mortgage, home sweet texas, homes for heros, seth 5 star, texas down payment assistance, tsahc

FHA Reduces Mortgage Insurance Rates

By Brad Lynch on January 21, 2015 2 Comments

Flower Mound Mortgage Company -Premier Nationwide Lending - FHA MIP Reduction In the last 10 years, we've seen FHA increase their up front mortgage insurance and their annual MIP (annual is paid … [Read more...]

Filed Under: Mortgage Loans Tagged With: best fha mortgage company, FHA, fha apply online, FHA changes, FHA Flower Mound, FHA MIP, FHA Mortgage Insurance, FHA mortgage insurance premium, flower mound fha specialist, mortgage insurance, mortgage insurance changes

FHA Increase Maximum Mortgage 2015

By Brad Lynch on December 16, 2014 1 Comment

Flower Mound Mortgage Company, Premier Nationwide Lending, releases the news about FHA increasing their maximum loan limits starting January of 2015.  This post is specific to Denton, Collin, Dallas, … [Read more...]

Filed Under: Mortgage Loans Tagged With: best flower mound fha mortgage company, Down Payment Assistance, down payment assistance flower mound, FHA changes, fha frequently asked questions, FHA loan limit, FHA max loan, fha mip factors, fha new loan limit, fha specialist, first time buyer, flower mound FHA

Divorce and Property – 3 Options

By Brad Lynch on October 30, 2014 Leave a Comment

Divorce, Owelty, Lis Pendens, and Your Options During a divorce or after the divorce decree is completed, there are only 3 options you have in regards to what you can do with your mortgage and home. … [Read more...]

Filed Under: Mortgage Loans, Owelty, Refinance Tagged With: certified divorce lending specialist, divorce attorney tx, divorce lending, divorce mortgage, divorce mortgage specialist, divorce options, FHA owelty refinance, home options divorce, owelty refinance, owetly, tx divorce options, tx owelty refinance, va owelty refinance

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  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
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Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

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