Flower Mound and Lewisville Home Buyers: When to go FHA? Many of the home buyers I work with in Flower Mound and Lewisville ask a very similar question, "When is the right time to use FHA when … [Read more...]
How Much Do Inquiries Hurt My Score?
Credit inquiries can but do not always hurt your credit score to the extent it influences your mortgage qualification significantly. It is no secret that credit inquiries have an effect on your … [Read more...]
Review of Flower Mound Cares On Facebook
Facebook Group - Flower Mound Cares Review from Resident and local Mortgage Lender - Brad Lynch aka Your Mortgage Guy For Life Flower Mound Cares is a place where, as a member, you can … [Read more...]
Mortgage Qualification Basics
Minimum Credit Score Requirements Many people still believe that qualifying for a mortgage takes a miracle...ok, not a miracle, but they think it requires near perfect credit scores. This is … [Read more...]
Mortgage Loan Limit Changes 2018
Conforming Loan Limits Effecting Mortgages in 2018 In the Dallas Fort Worth and surrounding cities, the new loan limits for single family 1 unit homes will go up to $453,100. Starting Jan 1, … [Read more...]
Texas Cashout Refinance Changes 2018
Texas Home Equity Changes Texas has made some major changes to the a(6) Texas Cashout Refinance, aka Texas Home Equity. Cashout of the equity on your primary residence in Texas has always been … [Read more...]
Conventional 3% Down Payment for First Time Buyers
Conventional 3% down vs FHA 3.5% down Conventional's First Time Buyer 97% program offers a lower down payment than FHA, and through the years, I've found that first time buyers did not even know it … [Read more...]
What Is An Owelty
The Texas Owelty - Keeping It Simple In many previous posts about the Texas Owelty, I’ve given the definition of an Owelty, and talked about the Owelty in legal terms, and every other angle. … [Read more...]
Texas Home Mortgage Pre-Approval
Texas Mortgage Pre-Approval Steps for Success The Real Estate market in Texas, especially in the Dallas and surrounding areas, is a true seller's market (seller's market = there are more buyers than … [Read more...]
Removing X Spouse From Mortgage Loan
Are you trying to research and understand your options for removing you ex-spouse or spouse that is soon to be the ex-spouse from your mortgage loan, or you would like to be removed from the current … [Read more...]
