Your Mortgage Guy For Life

Helping Families Find Home Loans

Brad Lynch
Your Mortgage Guy For Life
Call Me! 469-450-2723

  • Home
  • About Brad
  • Testimonials
  • Reviews
  • Closing Pictures
  • Mortgage Blog
  • Contact Us
  • Get Preapproved Now!

Fannie Mae’s Family Opportunity Mortgage Progam

By Brad Lynch on March 4, 2025 Leave a Comment

What is the Family Opportunity Mortgage Program? The Family Opportunity Mortgage is a conventional loan program offered by Fannie Mae.  The aim is to help children with elderly parents move to a … [Read more...]

Filed Under: Mortgage Loans Tagged With: adult children with disabilities, down payment, elderly parents, Family Opportunity Mortgage, Family Opportunity Mortgage Program, Fannie Mae Family Opportunity Mortgage, fast preapproval, flexible underwriting, get preapproved, homeownership, income sources, mortgage loan, preapproval

Expert Foresight: Mortgage Rates in 2025

By Brad Lynch on February 11, 2025 Leave a Comment

Will Mortgage Rates Drop in 2025 As a mortgage loan originator I regularly sit through meetings, read blogs, digest national economic media and talk with industry peers.  Those conversations … [Read more...]

Filed Under: Interest Rates, Mortgage Loans Tagged With: #ymgfl, 2025 interest rates, Flower Mound Mortgage, Interest Rates, Mortgage Rates, rate forecast, rate predictions, rates in 2025

FHA: 100% Financing

By Brad Lynch on July 9, 2024 Leave a Comment

In the Real Estate and mortgage atmosphere of the today, finding a mortgage program that allows the least down payment possible is sought after now maybe more than ever before. The way you use the … [Read more...]

Filed Under: Down Payment Assistance, First Time Buyers, Mortgage Loans Tagged With: #ymgfl, 100%financing, Down Payment Assistance, downpayment assistance, fast preapproval, FHA, first time buyer, first time buyer tips, First Time Buyers, low down payment, preapproval, your mortgage guy for life, Zero Down Payment

The 5 Most Important First Time Buyers Tips & Facts

By Brad Lynch on April 22, 2024 1 Comment

Having access to first time buyer programs is not necessarily an advantage, although it does give you additional options that non-first time buyers do not have.  If you are looking to buy your … [Read more...]

Filed Under: Down Payment Assistance, First Time Buyers, Mortgage Loans Tagged With: credit score, Down Payment Assistance, First time homebuyers, Flower Mound Mortgage, Flower Mound Real Estate, Home Buying process, Homeownership journey, Loan programs, making homeownership possible, mortgage qualification, Mortgage Rates, mortgage tips, Real estate market, tsahc

Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

By Brad Lynch on April 9, 2024 Leave a Comment

Are you about to be a  single parent needing to refinance your home after divorce?  Many divorce decrees state the a house must be refinanced within a certain amount of time after the … [Read more...]

Filed Under: divorce, Flower Mound Mortgage, Refinance Tagged With: #ymgfl, certified divorce lending professional, child support income, common mistakes during divorce, divorce, divorce lending specialist, Flower Mound Mortgage, refinance after divorce, your mortgage guy for life

Unlocking the Obvious Secret: Why Some Homes Sell Faster

By Brad Lynch on April 3, 2024 Leave a Comment

Are you considering selling your home in Texas? If so, it is important you know that the real estate market can vary significantly from one area to another. Some homes seem to fly off the market … [Read more...]

Filed Under: Flower Mound Mortgage, Flower Mound Real-Estate Tagged With: #ymgfl, average days on market flower mound, average days on market texas, find a realtor, Flower Mound Mortgage, Flower Mound Real Estate, list my home, Texas Mortgage, texas real estate, your mortgage guy for life

The Harmful Effect of Anchoring In the Divorce Process

By Brad Lynch on March 14, 2024 Leave a Comment

The process of divorce is an emotional battle of attrition in and of its self.  In this blog post we talk about the detriment anchoring has on your crucial decision making and provide some … [Read more...]

Filed Under: divorce, Owelty Tagged With: anchoring effect, divorce, divorce and the home, divorce lenders, divorce mortgage, mortgage, owelty, Real Estate, refinance after divorce

Understanding the Nuances: Mortgage Prequalification vs. Mortgage Preapproval

By Brad Lynch on February 26, 2024 1 Comment

In the exciting journey of purchasing a home, navigating the terminology and processes involved can feel like diving into a sea of jargon. Two terms often encountered in this realm are "mortgage … [Read more...]

Filed Under: First Time Buyers, Mortgage Loans Tagged With: first time buyer, Flower Mound Mortgage, get preapproved, mortgage tips, preapproval, prequalification, prequalification vs preapproval, your mortgage guy for life

Owelty Loans: Financing Options for Real Estate Buyouts

By Brad Lynch on February 7, 2024 Leave a Comment

As a Certified Divorce Lending Professional, I recognize that when it comes to real estate, buyouts come with complex financial scenarios. Whether it's dividing property among heirs, settling … [Read more...]

Filed Under: divorce, Owelty Tagged With: best owelty lender, certified divorce lending specialist, divorce, divorce and my home, divorce buyout, equity buyout, owelty, owelty lender, owelty mortgage, owelty refinance

Understanding Owelty in Texas Divorce: A Financial Solution for Property Division

By Brad Lynch on January 31, 2024 Leave a Comment

Divorce can be tough, especially when it comes to dividing property like houses. In Texas, there is a helpful thing they call and "owelty". Here's a simple breakdown of what they are and how they … [Read more...]

Filed Under: Owelty Tagged With: best owelty lender, divorce, divorce and my home, owelty, owelty lender, owelty mortgage, owelty refinance

Next Page »
Your Mortgage Guy For Life

Our Latest Blog Posts

  • Fannie Mae’s Family Opportunity Mortgage Progam
  • Expert Foresight: Mortgage Rates in 2025
  • FHA: 100% Financing
  • The 5 Most Important First Time Buyers Tips & Facts
  • Keeping Your House After Divorce: Child Support Income to Qualify for Your Mortgage

Connect with Brad

  • Email
  • Facebook
  • LinkedIn
  • Twitter
  • YouTube

Hello there! I'm Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO, (NMLS #206799) is a representative of Mason McDuffie Mortgage Corporation (NMLS #1141). Mason McDuffie Mortgage Corporation is a registered trade name of Mason McDuffie Mortgage Corporation. Equal Housing Opportunity.

Equal Housing Opportunity

Copyright © 2025 Brad Lynch - Your Mortgage Guy For Life · All Rights Reserved · Website Built and Managed by Digital Donkey Marketing