Many people do not think of housing when they hear USDA…they think of rural life farm animals, and not a mortgage that brings together the need to buy with no out of pocket money toward down payment, and lack of ability to afford more conventional or FHA mortgages. The USDA mortgage was designed to help low to very low income households or individuals purchase a home. Just in case you don’t consider yourself as a low or very low income household, you might first realize that USDA uses that term a little more differently than what we might.
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