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YMGFL - Your Mortgage Guy For Life

Your Mortgage Guy For Life, LLC

Helping Families Find Home Loans

Brad Lynch
Your Mortgage Guy For Life
Call Me! 469-450-2723

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Flower Mound TX Home Exterior

Down Payment Assitance and Credit Certificates

October 20, 2008 by Brad Lynch

Is down payment assistance gone? No, there are plenty of areas around Dallas, Frisco, Plano, McKinney, and Irving that have available “moneys” that are qualified to use as down payment assistance with FHA loans. On Jan 1st of 2009, FHA is increasing their requirement for down payment. Don’t wait if you are ready, or you’ll need more down payment to qualify…you might want to save that money for fix ups when you move in. The mortgage credit certificate is available too. It is more than likely that anyone buying a home for more than $100,000 using a mortgage credit certificate will receive $2,000 cash over an above what you normally get back at tax time, for the first 8 or more years you own your home, and continue to get money for every year you own that home. THAT’S AN AWESOME DEAL. Call me lets get you set up on that.
469-450-2723
Brad

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Category: Mortgage LoansTag: Buy Frisco Homes, Dallas home buyer, Down Payment Assistance, FHA

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About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Connect With Brad

Hello there! I’m Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

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Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO (NMLS #206799) is the owner representative of Your Mortgage Guy For Life LLC (NMLS #2739114). Your Mortgage Guy For Life LLC is an Equal Opportunity Lender. NMLS Consumer Access https://www.nmlsconsumeraccess.org/ 

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