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YMGFL - Your Mortgage Guy For Life

Your Mortgage Guy For Life, LLC

Helping Families Find Home Loans

Brad Lynch
Your Mortgage Guy For Life
Call Me! 469-450-2723

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Flower Mound TX Home Exterior

McKinney, Allen, Frisco, Prosper, Plano, and Dallas Insurance Needs…MET for Texas Home Buyers

October 15, 2008 by Brad Lynch

Today it is more important that ever that you not only find the right price, but also find the right Agent that cares about you and your family like a father would his own. Rodney Mouton, my uncle, has a family and knows what it is like to insure the people he needs in life…his family. Give Rodney a call and you will see that after finding you the right company with the lowest rate, he will ask you the thought provoking questions that will help you decide if your chosen policy covers all the important people and possessions you want covered.
Rodney Mouton Insurance Agency

6136 Frisco Square Blvd. Suite 400

Frisco, TX 75034

Phone: 972-542-1388 Fax: 214-705-8376 Email: Moutonagency@att.net Cell: 974-439-7888

After 10 years of being a captive agent of AllState™, I realized my clients would be better served through an independent network rather than a captive network. Captive agents represent only one company and therefore can only offer one solution. As an independent agent I can offer clients the options they expect. It took almost 10 years for me to realize how serious this reality is for an agent who is really interested in his client getting the best the market has to offer. I would not pay more for less and do not expect my clients to. So now I offer the right products from the companies who can best deliver the value my clients require.

Most carriers today use insurance scoring as their major component to determine your cost of insurance. The insurance score will usually be the biggest factor in determining your client’s rate and because of that it is really impossible for us to promise your client any rate until we have ordered your clients insurance score. It is also important to know that each company has its own proprietary scoring system which offers them the best system to get the best price to their target market. Their scoring system can change in relation to their market appetite. An Insurance score and a credit report will sometimes have little in common. In that the good credit report does not always mean the best insurance score. It is part of our job to find which insurance scoring system matches your client’s credit profile.

Our major carriers are Safeco, Hartford and Traveler’s. Below I have a table that shows rates based on a new home with a favorable insurance score, auto-discount, claims-free and alarm discount. I caution you to not promise a client a premium from the chart based on their credit report. Their insurance score and other factors will make a difference that you do not want to find yourself spending your valuable time trying to explain. We will do that for you. We just want to provide you with some idea of what we can offer.

Why would you want refer the Mouton Agency to your clients? We understand that happy knowledgeable clients refer more business. We like referrals. We work for our clients not an insurance company. I promise you will never regret sending a client our way and your closing will never be delayed due to a lack of effort on our part. Integrity is the foundation of our business and it is in the word of God that we discovered integrity. My office is open Monday-Friday from 8:00 to 5:00. Please feel free to call my cell phone outside of office hours for assistance.

I would like to form relationships with others who have a similar approach and understand how this will provide us with a never ending supply of clients for life. I hope you will be inclined to call.

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Category: Mortgage LoansTag: Buy Dallas Home, buy home Frisco, Hazard Insurance, Home Insurance, Home Owner Insurance, Texas Mortgage

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About Brad Lynch

Brad Lynch of Flower Mound, TX has been helping families in the DFW and surrounding areas since 2002. Over 95% of his business during that time has been by referral.

Specialties include, FHA and Conventional Purchase and refinance mortgage, and owelty refinances during or after a divorce.

Connect With Brad

Hello there! I’m Brad. If you have any questions as you read through this website you can reach me at 469-450-2723. Or, Pre-Qualify Now For Purchase Or Refinance.

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Texas Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT HTTP://WWW.SML.TEXAS.GOV.

Brad Lynch, RMLO (NMLS #206799) is the owner representative of Your Mortgage Guy For Life LLC (NMLS #2739114). Your Mortgage Guy For Life LLC is an Equal Opportunity Lender. NMLS Consumer Access https://www.nmlsconsumeraccess.org/ 

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